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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Simply brilliant

Simple efficient service - great on line info - easy to manage account. Reviewed on: 31st May 2017

No hassle quick response amazing company

Great rates quickly arrange money paid into bank account within two days .Loan arranged with no hassle . Reviewed on: 31st May 2017

Perfect

Zopa are a flawless diamond in a mine full of glass. I've had several loans with them, at great rates, and I've never found a company I like or trust more. Reviewed on: 31st May 2017

Easy, low cost loan.

In a world where debt is king and banks love to give people money with life changing strings attached, Zopa loans are low cost. You don't borrow money if you have it and my Zopa loan meant I could borrom with affordable repayments and not get into worse debt. Fantastic customer service. I had no problems whatsoever and would borrow from and recommend Zopa to anyone. Reviewed on: 31st May 2017

Excellent all round service

Great company to deal with. The loan was simple to set up. The repayments agreed at the start so no hidden costs. What you see is exactly what you pay. Balance checks available & the ability to repay early if needed. Everything was clear, precise, simple to do & all in all an excellent service. I would highly recommend Zopa to anyone considering a loan. Reviewed on: 31st May 2017

Quick, professional and trustworthy!

My application for a loan was very swiftly dealt with. I am very happy to recommend Zopa to everyone who is looking for a reputable company, who deals with you quickly and efficiently. Look no further than Zopa! Reviewed on: 31st May 2017

Fair deal

Applied for a loan over a year ago it took less than 3 days and the money was in my account no fuss fast and efficient process with affordable repayments Reviewed on: 31st May 2017

Great Company

An efficient and easily accessible service. Would use this company again. Reviewed on: 31st May 2017

5 Star lending

Hassle free, extremely competitive and very efficient. One very happy customer Reviewed on: 31st May 2017

Excellent & simple

The loan I got was extremely easy to set up. The payments are taken on the date I needed & I can keep track on my balance whenever I want. The rate I got was very good. I would highly recommend Zopa to anyone looking to borrow money. Reviewed on: 31st May 2017

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