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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

I got a much better deal than my bank

Zopa gave a much better deal than my bank. Even though that I was a long time customer of my bank. Great rates and quick response Reviewed on: 31st May 2017

Great company

Great company to deal with. Thank you Reviewed on: 31st May 2017

Very good rates & customer service

Got a loan for home improvements rates are very good and customer service is excellent ! Reviewed on: 31st May 2017

Surprisingly easy!

I was looking for a low cost loan over four years and found interest rates ranging from 5% to over 8%. I stumbled across Zopa (who are they, I thought) and did some research. I had heard about peer to peer lending but never thought that much about it. Well, I thought that it was worth applying for and to my surprise, I was accepted at a very competitive rate and had the money paid into my account in four days. All very easy and seemingly risk free, for me anyway. Reviewed on: 31st May 2017

Zopantasic

Excellent, efficient and quick hassle free service Reviewed on: 31st May 2017

So easy, simple and quick

Easy and simple to use, with quick decision Reviewed on: 31st May 2017

Very easy and great rates

Application took just a few minutes and I was accepted and the interest rate was fantastic Reviewed on: 31st May 2017

Quick and easy

Online application was simple and quick. My situation was a little complex so I spoke to customer services who were super helpful. Money was in my account within three days. Brilliant! Reviewed on: 31st May 2017

Excellent service from the team

From my experience with using Zopa they have been informative and have assisted in my options for use of the products available and am very happy with the continued support and help and would without hesitation recommend them to all Reviewed on: 31st May 2017

Quick and easy to apply.

zopa is a friendly lending company that make every question easy to answer.they are very quick to give an answer to your application. would definitely recommend. thakyou Reviewed on: 31st May 2017

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