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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Easy to apply

My second loan with zips very happy with the service Reviewed on: 31st May 2017

Great lender easy to deal with

Transparent conditions excellent rates and service Reviewed on: 31st May 2017

Happy and easy

Found it all very easy to do. All do on line and a quick phone call. Reviewed on: 31st May 2017

Excellent and super quick

Was impressed with the speed of decision, user friendly application form. Would recommend. Reviewed on: 31st May 2017

Excellent

Great experience, low rates,quick and easy money transfer. Have already recommend to at least 10 friends at work. Highly recommended !!! Reviewed on: 31st May 2017

Bloody amazing.

Got a loan for £5000, with a fixed APR of just 3.6%!!! Best on the market! Well chuffed Reviewed on: 31st May 2017

Very reliable and reasonable

I really enjoyed dealing with Zopa because the way and maner they deal with my applications was so fast and I don't have to wait for hours or day before I knew that I will be accepted. So I will recommend Zopa to anyone who wants personal loan. Reviewed on: 31st May 2017

They have been more than helpful!

They sorted out my finance's and helped me get on with my life Reviewed on: 31st May 2017

Excellent alternate to the High Street banks

Much cheaper rates, easy loan management portal, transparent costs and peace of mind with easy settlement options. Reviewed on: 31st May 2017

Excellent and fast service

Excellent service and fast, I got my loan within two days. Reviewed on: 31st May 2017

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