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Zopa: Personal loan reviews

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4.94
Based on 65,248 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025
Mark W's avatar
Mark W

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

fast and simple access to loan and equally fast to repay it when needed

5
simple and hassle free loan application, funds transferred quickly and when i was in a position to repay it was a fast and straightforward transaction with helpful customer advisers Reviewed on: 31st May 2017
Emma Taylor's avatar
Emma Taylor

Good Service

5
I enquired about taking out a loan with Zopa as their rates were favourable and my application made over the internet was accepted very quickly. Reviewed on: 31st May 2017
Lenny's avatar
Lenny

Spot on

5
Very helpful considering it's online Reviewed on: 31st May 2017
Steve 's avatar
Steve

Spot on

5
Can't believe it was so easy .. thank you zopa Reviewed on: 31st May 2017
Steve 's avatar
Steve

Highly recommended

5
Decided to take a loan for a new car instead of using dealer finance. Saved myself a lot of money. Great rates and easy to deal with. Would use Zopa again and recommend to family and friends. Reviewed on: 31st May 2017
Kev Holmes's avatar
Kev Holmes

perfect

5
good lender with best rates if you deserve. BIG YES Reviewed on: 31st May 2017
pawel Blaszczuk's avatar
pawel Blaszczuk

Loan

5
Easy to apply,received answer very quickly. definitely recommend this company. Reviewed on: 31st May 2017
Linda Hawkins's avatar
Linda Hawkins

Super Zopa!

5
Love them! Easy to use..easy access online! Had my money in 3 days just as promised !! Thanks! Reviewed on: 31st May 2017
Debra Filmer's avatar
Debra Filmer

Great Zopa!

5
They helped me consolidate my debt and have been easy to use ... Had the money in my account in 3 days as promised! Thank you Zopa! Reviewed on: 31st May 2017
Debra Filmer's avatar
Debra Filmer

Maximum convenience

5
Very easy to fill out application online. Once approved its very convenient to receive your loan at competitive rates. Great service Reviewed on: 31st May 2017
David Woods's avatar
David Woods

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