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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

49% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65247)

Quick, Easy and the right loan for me.

Needing a loan quickly I went online to see if it would be possible to get a loan that I could realistically afford to pay back for the right amount of money I needed. I went on a comparison site and up popped Zopa, I couldn't believe how good the rates were. I went through the quick process of picking the amount and time frame I would like to take regarding paying the loan back and it was done. I didn't hesitate as I couldn't believe it was that easy. I had gone from enquiring, to picking the right loan for me in just under 10 minutes, this brought the weight of the world off of my shoulders and I couldn't say thank you enough to Zopa. Ben Reviewed on: 30th May 2017

Mr

Great, flexible loan will continue to use in the future! Reviewed on: 30th May 2017

excellent, fast and no nonsense service

Zopa provides a simple process to apply for a loan, no messing you about with unnecessary paperwork and money available really quickly. Website simple and easy to use so you can track your payments and make overpayments really easily. Simple, modern and user friendly approach to loans. Reviewed on: 30th May 2017

Easy process

Very easy to get a very low interest loan into your bank the next day. Highly recommend Reviewed on: 30th May 2017

Excellent

Very good. Low interest rates. Money in my account within a few days Reviewed on: 30th May 2017

Kitchen plans come to fruition

The whole process of applying for loan was quick & easy. T&Cs easy to understand. As for the interest rate, that''s just brilliant! Kitchen now fitted. Thanks to you Reviewed on: 30th May 2017

Great service and easy to repay

Great service and easy to repay when wanting to make extra repayments Reviewed on: 30th May 2017

one of the easiest, straight foward loans

this has been the easiest loan i have ever taken out, very easy to apply, the most pleasant company i have dealt with, staff are very helpful. i would recomend this company to anyone Reviewed on: 30th May 2017

Extremely straight forward, fast and efficient service

I needed a loan for some improvements in preparation for a home move. I chose Zopa via Experian as it offered the best rates and I liked the ease of the process. I would recommend Zopa to anyone. Thanks. Reviewed on: 30th May 2017

Easy to use and fast response

The experience was way better than high street banks. It took me only 15min to apply for a loan. Reviewed on: 30th May 2017

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