Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

View other Zopa products

4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

75% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65249)

Zopa are very good

When I wanted a loan the process was very good straight forward. Reviewed on: 30th May 2017

If carlsberg did loans, they would be something like this!!!!

Great company. Easy to deal with. Seem's l had the money in the bank, about 6 minutes after l applied!!! Reviewed on: 30th May 2017

Quick, Easy and the right loan for me.

Needing a loan quickly I went online to see if it would be possible to get a loan that I could realistically afford to pay back for the right amount of money I needed. I went on a comparison site and up popped Zopa, I couldn't believe how good the rates were. I went through the quick process of picking the amount and time frame I would like to take regarding paying the loan back and it was done. I didn't hesitate as I couldn't believe it was that easy. I had gone from enquiring, to picking the right loan for me in just under 10 minutes, this brought the weight of the world off of my shoulders and I couldn't say thank you enough to Zopa. Ben Reviewed on: 30th May 2017

Mr

Great, flexible loan will continue to use in the future! Reviewed on: 30th May 2017

excellent, fast and no nonsense service

Zopa provides a simple process to apply for a loan, no messing you about with unnecessary paperwork and money available really quickly. Website simple and easy to use so you can track your payments and make overpayments really easily. Simple, modern and user friendly approach to loans. Reviewed on: 30th May 2017

Easy process

Very easy to get a very low interest loan into your bank the next day. Highly recommend Reviewed on: 30th May 2017

Excellent

Very good. Low interest rates. Money in my account within a few days Reviewed on: 30th May 2017

Kitchen plans come to fruition

The whole process of applying for loan was quick & easy. T&Cs easy to understand. As for the interest rate, that''s just brilliant! Kitchen now fitted. Thanks to you Reviewed on: 30th May 2017

Great service and easy to repay

Great service and easy to repay when wanting to make extra repayments Reviewed on: 30th May 2017

one of the easiest, straight foward loans

this has been the easiest loan i have ever taken out, very easy to apply, the most pleasant company i have dealt with, staff are very helpful. i would recomend this company to anyone Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loans
from Plata 4.94 from 8056 reviews
Personal Loan
from first direct 4.46 from 12 reviews
Short-term loan
from MYJAR 4.69 from 108 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub