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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

49% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65247)

How easy can it be

It doesn't get any easier the most simple experience I've ever had getting a loan ,coupled with great interest rates and a flexible service you just won't beat Zopa. Reviewed on: 30th May 2017

Best loan rate and very simple to organise

I had a three year loan with Zopa which I recently paid off in full. It was easy to arrange and the interest rates were, by far, the best at the time when I took out the loan. Very pleased overall Reviewed on: 30th May 2017

Great friendly loan service

After buying a house with my partner and falling badly ill, a quick boost was needed to get the house up to scratch and with zopas help I got it done, a fast no hassle service and a great rate Reviewed on: 30th May 2017

zopa review

The whole process from application to money-in-the-bank was friendly, fast and extremely straightforward and easy. I would very very highly recommend Zopa to anyone who requires a loan. Reviewed on: 30th May 2017

Fabulous Company

Excellent straight forward approach from Zopa. First time I have ever tried a loan company like this, so was very nervous, but the company kept it plain and simple. Excellent. Reviewed on: 30th May 2017

Zopa - Lending With Peace of Mind

Zopa is the best way to get the things you want or need for you and your loved ones. Zopa gives peace of mind and amazing customer care Reviewed on: 30th May 2017

Excellent in every way

I'm really pleased I chose Zopa. At first I chose a loan with Zopa because they offered the most competitive rate but I found the application process was easy, the funds were in my account the same day and I receive regular updates about the outstanding balance. What's more i like the idea that the money I borrowed is helping someone to achieve higher returns on their investments than they would expect to receive from an instant access savings account with a bank; a win-win situation! Reviewed on: 30th May 2017

Easy, No hidden charged, low interest

Very easy to apply Whole process was straight forward No hidden charges Best rate in whole market No Marketing calls or fuss after Reviewed on: 30th May 2017

Life Saver!

Zopa Loans managed to assist me in a calm and highly profess manner so that I was able to organise my debt and finances accordingly and find a system that worked for me. You get complete access to your account online and get numerous different payment options to suit your status. Thank you for giving me the helping hand I needed to get back on track! Reviewed on: 30th May 2017

Quick and easy

From start to finish the whole process was quick and easy and was given an answer very promptly Reviewed on: 30th May 2017

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