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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

75% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Extremely straight forward, fast and efficient service

I needed a loan for some improvements in preparation for a home move. I chose Zopa via Experian as it offered the best rates and I liked the ease of the process. I would recommend Zopa to anyone. Thanks. Reviewed on: 30th May 2017

Easy to use and fast response

The experience was way better than high street banks. It took me only 15min to apply for a loan. Reviewed on: 30th May 2017

How easy can it be

It doesn't get any easier the most simple experience I've ever had getting a loan ,coupled with great interest rates and a flexible service you just won't beat Zopa. Reviewed on: 30th May 2017

Best loan rate and very simple to organise

I had a three year loan with Zopa which I recently paid off in full. It was easy to arrange and the interest rates were, by far, the best at the time when I took out the loan. Very pleased overall Reviewed on: 30th May 2017

Great friendly loan service

After buying a house with my partner and falling badly ill, a quick boost was needed to get the house up to scratch and with zopas help I got it done, a fast no hassle service and a great rate Reviewed on: 30th May 2017

zopa review

The whole process from application to money-in-the-bank was friendly, fast and extremely straightforward and easy. I would very very highly recommend Zopa to anyone who requires a loan. Reviewed on: 30th May 2017

Fabulous Company

Excellent straight forward approach from Zopa. First time I have ever tried a loan company like this, so was very nervous, but the company kept it plain and simple. Excellent. Reviewed on: 30th May 2017

Zopa - Lending With Peace of Mind

Zopa is the best way to get the things you want or need for you and your loved ones. Zopa gives peace of mind and amazing customer care Reviewed on: 30th May 2017

Excellent in every way

I'm really pleased I chose Zopa. At first I chose a loan with Zopa because they offered the most competitive rate but I found the application process was easy, the funds were in my account the same day and I receive regular updates about the outstanding balance. What's more i like the idea that the money I borrowed is helping someone to achieve higher returns on their investments than they would expect to receive from an instant access savings account with a bank; a win-win situation! Reviewed on: 30th May 2017

Easy, No hidden charged, low interest

Very easy to apply Whole process was straight forward No hidden charges Best rate in whole market No Marketing calls or fuss after Reviewed on: 30th May 2017

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