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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Brilliant!

Great company, no fuss, money arrived quickly, good interest rate, overall very happy! Reviewed on: 30th May 2017

Brilliant service

I found Zopa loans to be exceptionally easy to deal with, I was lucky to be able to pay off my loan early while doing this I found the customer service advisor to be amazingly helpful. Instead of charging extra to payearly they amended the amount of interest I owed and charged me considerably less than I had expected. Brilliant I would use again and highly recommend Reviewed on: 30th May 2017

Fantastic

This was a greate place to come for a loan very easy to aply no jumping thou hoops would and have recommend to freainds and families Reviewed on: 30th May 2017

simple and easy

One loan, then and extended loan, in both cases everything was simple and easy to understand. Would not hesitate to recommend this company. Reviewed on: 30th May 2017

Simple fair and Transparent

Simple easy and transparent from the start loan approvaed in minutes money in my bank on the day promised a pleasure to deal with Reviewed on: 30th May 2017

Easy straight forward and quick to process

Very quick easy and straight forward Reviewed on: 30th May 2017

Excellent service & quick

Got results immediately and got money through 24 hours later. Easy to change payment dates & no charge for paying back early Reviewed on: 30th May 2017

Great service!

Excellent experience with Zopa, pay no-hassle installments every month, very quick with getting the money and brilliant interest rates, can't complain! Reviewed on: 30th May 2017

Does what it says on the tin

Quick, painless and they delivered what they said they would at the outset, unlike other lenders that draw you in with their best rate that you are unlikely to get once the application is done. Reviewed on: 30th May 2017

Fast response and money received within a few days

Easy to use website with a fast response on suitability and interest rates. Easy to follow instructions with the money deposited within a few days or even quicker with a fast track option. Would definitely recommend this provider to family and friends Reviewed on: 30th May 2017

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