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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Very good rates

Very good rates and customer service Reviewed on: 30th May 2017

Consolidation loan

I had a loan a few months back, I found the speed of setting up a loan was great and all online too. Reviewed on: 30th May 2017

Flexible and honest

The best loan experience I have had Reviewed on: 30th May 2017

Easy and honest loan

So many companies seem to advertise a low rate and then offer a much higher one once you have applied. With Zopa this was not the case. Very easy and quick. Highly recommended. Reviewed on: 30th May 2017

Quick and easy, thumbs up all round

Great service and quick decision. Easy to manage account online with brilliant rates. Reviewed on: 30th May 2017

Great fast experience

Very easy to use website and money was transferred into my account quickly. Reviewed on: 30th May 2017

Easy to understand and hassle free

First time I've had a personal loan. .from researching to accepting loan offer was not at all stressful . Very simple to understand application .staff were really helpful.had no hesitation to accept loan .will definitely use again if rates are good. Reviewed on: 30th May 2017

Seamless

I needed a consolidating loan & after searching many companies online I came across Zopa, they made it so easy & once accepted the transaction was fast & seamless. Choose Zopa, It's where the smart money is people so it's a big recommend from me. Reviewed on: 30th May 2017

Best Loan around

Zopa offered me a great loan at a low interest rate. Highly recommended indeed! Reviewed on: 30th May 2017

well done

Good quick no nonsense quote. So easy to arrange and I thought fair price for loan Reviewed on: 30th May 2017

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