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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

81% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

No hassle

Applied online and approved quickly with no hassle Reviewed on: 30th May 2017

Fast and friendly

Incrediblly friendly customer service coupled with fast decisions. Altogether a thoroughly satisfactory experience, they are a pleasure to deal with. Reviewed on: 30th May 2017

Excellent service

Easy to work with. Helpful staff that explain everything. Reviewed on: 30th May 2017

Review

I got my loan for a new car, the rates were much more reasonable that what I was provided by anyone else. I love the fact that you fan make extra repayments without any charges. I did recommend them to a friend who did end up taking a loan with Zopa Reviewed on: 30th May 2017

Very easy

Flawless , clean simple and straight forward Reviewed on: 30th May 2017

ZOPA.Simply the Best

Very simple.no complicated forms 2 fill in online.no calls.just honest quick decision and fast payment to your account.so happy service second to none.very low interest rates compared to all other lenders.Zopa a must for number 1.Top of the league in my books.i congratulate them in advance.Zopa are a sure bet to be voted No.1. ZOPA BEATS ALL BANKS AND MONEY LENDERS Reviewed on: 30th May 2017

Easy, fast, no hassle

I have had a great experience with zopa on many occasions. Low interest rate, easy to go through. Amazing early repayment method. I wouldn't go anywhere else Reviewed on: 30th May 2017

Loan

I found the company Efficient, easy, helpful and informative Reviewed on: 30th May 2017

Very good rates

Very good rates and customer service Reviewed on: 30th May 2017

Consolidation loan

I had a loan a few months back, I found the speed of setting up a loan was great and all online too. Reviewed on: 30th May 2017

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