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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

81% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

Good lender

Straight talking advisers and the product suited our needs Reviewed on: 30th May 2017

Brillaint Lender

very impressed with zopa. Very quick. Very easy to contact. Will def use again. Reviewed on: 30th May 2017

Really easy service and very competitive

I found the whole experience of taking the loan very easy, their website was simple to use, the offer and the subsequent approval was quick, painless and easy. Reviewed on: 30th May 2017

Easy to use and fast completion

Site is easy to use, everything is in plain English and happens when it says. Doesn't get much better. Reviewed on: 30th May 2017

Excellent service

Application process simple.from start to finish. Money in the bank really quickly too. Reviewed on: 30th May 2017

Brilliant, modern lending

Whole process was so easy. I got a great deal which actually bet anything offered by high street lender including my own bank. Initial hesitations proven wrong. I'll be using well into the future! Thanks zopa! :-) Reviewed on: 30th May 2017

Best loan ever

I highly recommend Zopa.Very quick response,lowest interest rate. Reviewed on: 30th May 2017

Top Class System that delivers

Everything was extremely clear and easy to understand and the loan approval and despatch of funds was impressively quick. Reviewed on: 30th May 2017

Simply amazing

This company is fantastic from the ground up. They are very competitive and extremely user friendly. I use the service to purchase a car for my fiancé and I have to say I am very impressed. I would highly recommend this company to anyone and I will definitely use them again. Reviewed on: 30th May 2017

Great Rate And A Quick Decision

Application process was as simple as it gets. A quick decision was made and the online process was very straightforward. I would use again and be happy to recommend. Reviewed on: 30th May 2017

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