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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

A straight forward approach to financing

From my first visit to Zopa's website all the way through to receiving my load everything was clear and instructions complete and uncomplicated. The application was handled efficiently and communications prompt. The online updates to my loan account clearly shows exactly how it's reducing and payments are used. Nothng left to doubt and no 'nasty' surprises. I certainly recommend Zopa as my number one loan provider with excellent low interest rates and charges. Reviewed on: 30th May 2017

Very good experience

A good lender, very convenient! The money was quickly available. Reviewed on: 30th May 2017

Good lender

Straight talking advisers and the product suited our needs Reviewed on: 30th May 2017

Brillaint Lender

very impressed with zopa. Very quick. Very easy to contact. Will def use again. Reviewed on: 30th May 2017

Really easy service and very competitive

I found the whole experience of taking the loan very easy, their website was simple to use, the offer and the subsequent approval was quick, painless and easy. Reviewed on: 30th May 2017

Easy to use and fast completion

Site is easy to use, everything is in plain English and happens when it says. Doesn't get much better. Reviewed on: 30th May 2017

Excellent service

Application process simple.from start to finish. Money in the bank really quickly too. Reviewed on: 30th May 2017

Brilliant, modern lending

Whole process was so easy. I got a great deal which actually bet anything offered by high street lender including my own bank. Initial hesitations proven wrong. I'll be using well into the future! Thanks zopa! :-) Reviewed on: 30th May 2017

Best loan ever

I highly recommend Zopa.Very quick response,lowest interest rate. Reviewed on: 30th May 2017

Top Class System that delivers

Everything was extremely clear and easy to understand and the loan approval and despatch of funds was impressively quick. Reviewed on: 30th May 2017

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