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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

70% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

Amazing loan company!

I took a loan out with zopa last year to help with buying a car and again this year was very quick and was accepted straight away! Can pay back as quickly as possible if needed to unlike other loan companies! Would definitely recommend to friends and family! Reviewed on: 30th May 2017

Simply the best way to get a loan

Good rates eay transaction and no multinational bank makinga big profit enough said Reviewed on: 30th May 2017

Great Experience

Zopa was so quick and easy to use when I wanted a loan for home improvements. Reviewed on: 30th May 2017

Hassle free fast loan

I had been thinking about buying a new van for work but the only way I could would be to borrow some money but didn't fancy the idea of applying for a loan with a bank. It was by chance that I read about Zopa online and within a few days the money was transferred into my account. A very quick, hassle free process. I now have a new van and am a happy man. Reviewed on: 30th May 2017

Easy to use and clear!

I have taken two loans out via zopa and both times have been dealt with quickly and easily. All rates clearly explained and options to pay down extra is a great feature as well. Reviewed on: 30th May 2017

Buzzing

Special and buzzing. You're ace. I would recommend Reviewed on: 30th May 2017

Nice and Simple

Quick and easy way to get a good loan with fair interest rates. The only downside is the fact that interest rates CAN change if you wish to change your monthly repayment date. Other than that, great service! Reviewed on: 30th May 2017

Fast and trustworthy.

Small APR compared to others and excellent customer service! Reviewed on: 30th May 2017

A straight forward approach to financing

From my first visit to Zopa's website all the way through to receiving my load everything was clear and instructions complete and uncomplicated. The application was handled efficiently and communications prompt. The online updates to my loan account clearly shows exactly how it's reducing and payments are used. Nothng left to doubt and no 'nasty' surprises. I certainly recommend Zopa as my number one loan provider with excellent low interest rates and charges. Reviewed on: 30th May 2017

Very good experience

A good lender, very convenient! The money was quickly available. Reviewed on: 30th May 2017

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