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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Easy to use

All done online without a hitch;very slick process and online portal. Reviewed on: 30th May 2017

Fantastic Service

Great Service provided both times ive used them. Easy to setup and easy to understand all rates and options. Reviewed on: 30th May 2017

Satisfaction Guaranteed

Zola is the simplest and most straight forward company you can use to apply for loans. Their friendly staff are happy to help and their processes are easy to navigate. Double thumbs to Zopa Reviewed on: 30th May 2017

easy and straightforward

i found my loan with Zopa very easy to set up and understand, no hidden charges etc, very upfront and i would definitely recommend them to friends and family Reviewed on: 30th May 2017

Great Rates

I found Zopa through clearscore and im so glad I did have they have helped me out massively with their amazing low rates. Reviewed on: 30th May 2017

Fast, efficient and great deal!!

I applied for my loan in a rush and was excepted straight away. They money was paid very quickly and when promised. repayments are cheap, much cheaper than most other lenders. Overall 10/10. Reviewed on: 30th May 2017

Fast, Easy, and Hassle free.

Needed a little extra cash for an amazing family holiday, filled out the application form online and had an answer within the hour! Amazing service AAA*** Reviewed on: 30th May 2017

A very simple process

I've no issue whatsoever with zopa, they are flexible and easy to interact with through their portal. Would definitely recommend! Reviewed on: 30th May 2017

Quick and easy to use

I needed to borrow £15,000 for a new car. A quick online comparison showed Zopa had the best rate on offer. I filled out the online application form and almost instantly got accepted with the funds in my account. No hassle at all. Reviewed on: 30th May 2017

Simple to use

Very straight forward no nonsense process can't fault it Reviewed on: 30th May 2017

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