Write a review

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

View other Zopa products

4.94

Based on 65,249 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65249)

Quick and easy home improvment load

Quick, easy and very good interest rates. Reviewed on: 30th May 2017

Easy and quick Application

With zopa the experience was so easy and quick and you get amazing rates ! Reviewed on: 30th May 2017

Loan

Efficient, informative and very easy experience, many thanks Reviewed on: 30th May 2017

Easy Peasy Lemon Squeezy

Very qick and easy to apply, no fuss, no hassle, all done on-line. Managed to move my repayment date no problem, pay by DD. Received the money within 48hrs. Reviewed on: 30th May 2017

Good value

Good value, competitive rates. Have used several times Reviewed on: 30th May 2017

first class

first class service would recommend a friend quick and fast decision no fuss Reviewed on: 30th May 2017

Quick, Simple and Easy.

Was pre-approved at a very low rate. No hassle and quick to sort out. Reviewed on: 30th May 2017

So friendly and helpful

I recently obtained a loan with Zopa and cannot stress enough how easy, helpful and speedily the matter was dealt with. The rates were of a competitive nature and I couldn't be more pleased with the service. I'd have no hesitation recommending Zopa in the future. Reviewed on: 30th May 2017

Quick, easy and affordable

No nonsense loan. So quick and easy. Great rates. Have recommended to friends and will be using Zopa again. A friend recommended them to me and I'm so glad they did. Reviewed on: 30th May 2017

Good rate fast service

I applied online and got money in the bank next day!! Super fast service Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Croydon Plus Credit Union 4.96 from 166 reviews
Personal Loan
from LiveLend 4.03 from 25 reviews
Loans
from Sheffield Credit Union 4.94 from 2705 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub