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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

79% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

Loan

Efficient, informative and very easy experience, many thanks Reviewed on: 30th May 2017

Easy Peasy Lemon Squeezy

Very qick and easy to apply, no fuss, no hassle, all done on-line. Managed to move my repayment date no problem, pay by DD. Received the money within 48hrs. Reviewed on: 30th May 2017

Good value

Good value, competitive rates. Have used several times Reviewed on: 30th May 2017

first class

first class service would recommend a friend quick and fast decision no fuss Reviewed on: 30th May 2017

Quick, Simple and Easy.

Was pre-approved at a very low rate. No hassle and quick to sort out. Reviewed on: 30th May 2017

So friendly and helpful

I recently obtained a loan with Zopa and cannot stress enough how easy, helpful and speedily the matter was dealt with. The rates were of a competitive nature and I couldn't be more pleased with the service. I'd have no hesitation recommending Zopa in the future. Reviewed on: 30th May 2017

Quick, easy and affordable

No nonsense loan. So quick and easy. Great rates. Have recommended to friends and will be using Zopa again. A friend recommended them to me and I'm so glad they did. Reviewed on: 30th May 2017

Good rate fast service

I applied online and got money in the bank next day!! Super fast service Reviewed on: 30th May 2017

Convenient !

Convenient and easy to arrange. Excellent customer service. Reviewed on: 30th May 2017

Low interest. Easy to manage account. Monthly statements. Option to pay more per month or borrow more during loan. Really what other company can better that. Simples

I researched Google for a few days. Zopa was lowest interest by far. I loved the option that you could borrow more or make bigger repayments during the loan term. I wouldn't research again. Simply go back to Zopa Reviewed on: 30th May 2017

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