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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Convenient !

Convenient and easy to arrange. Excellent customer service. Reviewed on: 30th May 2017

Low interest. Easy to manage account. Monthly statements. Option to pay more per month or borrow more during loan. Really what other company can better that. Simples

I researched Google for a few days. Zopa was lowest interest by far. I loved the option that you could borrow more or make bigger repayments during the loan term. I wouldn't research again. Simply go back to Zopa Reviewed on: 30th May 2017

Fast and easy

Zopa are a company that are friendly and helpful, no hassle and very fair, I can't recommend them enough. Reviewed on: 30th May 2017

Great customer service

Simple, fair and good value for money Reviewed on: 30th May 2017

Fantastic company

I was accepted in minutes, went straight into my bank account. Great interest rates. Matched my personal preferences for payments and a really simple form to fill in. Reviewed on: 30th May 2017

Great service

I was delighted with the quick response from Zopa gave me a answer there and then and they don't rip you off with high interest rates like high st banks, had the money in my bank 2 days after completing the online form I have been recommending them to all my family and friends. Reviewed on: 30th May 2017

Excellent quick service

Wanted a loan for a car. Very quick service. Recommended to my daughter and husband Reviewed on: 30th May 2017

easy to use

quick to give me payments price easy to set up Reviewed on: 30th May 2017

Quick and easy

Zopa was very quick and easy to use. Within a week I had applied for my loan and it was accepted and in my bank. Reviewed on: 30th May 2017

All good

Quick and easy and a good interest rate beat my bank by a little bit many thanks Reviewed on: 30th May 2017

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