Write a review

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

View other Zopa products

4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

81% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65247)

Fast and easy

Zopa are a company that are friendly and helpful, no hassle and very fair, I can't recommend them enough. Reviewed on: 30th May 2017

Great customer service

Simple, fair and good value for money Reviewed on: 30th May 2017

Fantastic company

I was accepted in minutes, went straight into my bank account. Great interest rates. Matched my personal preferences for payments and a really simple form to fill in. Reviewed on: 30th May 2017

Great service

I was delighted with the quick response from Zopa gave me a answer there and then and they don't rip you off with high interest rates like high st banks, had the money in my bank 2 days after completing the online form I have been recommending them to all my family and friends. Reviewed on: 30th May 2017

Excellent quick service

Wanted a loan for a car. Very quick service. Recommended to my daughter and husband Reviewed on: 30th May 2017

easy to use

quick to give me payments price easy to set up Reviewed on: 30th May 2017

Quick and easy

Zopa was very quick and easy to use. Within a week I had applied for my loan and it was accepted and in my bank. Reviewed on: 30th May 2017

All good

Quick and easy and a good interest rate beat my bank by a little bit many thanks Reviewed on: 30th May 2017

Great fast efficient

Easy to use, fast service and no hidden fees or clauses Reviewed on: 30th May 2017

Really easy to deal with, no problems

Really easy to deal with, no problems. Managed to sort everything online Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Sainsburys Bank 3.43 from 70 reviews
Personal loan
from Burnley Savings and Loans 5.00 from 1 reviews
Payday Loans
from Cashfloat 4.74 from 167 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews
Fixed term savings account
from Zopa 4.93 from 1784 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub