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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

82% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

Great lender, no catches

Nice to find a lender that doesn't try to put things over in the fine print. Everything is straight forward without being overly complex. Anything important is always made abundantly clear without over doing it either. Reviewed on: 30th May 2017

superb and quick!

I used zopa about a month ago to purchase a used car with, it was quick, and easy and i had my decision in 3 to 4 minutes, i highly recommend this company, I cannot fault them at all, thank you Zopa!! Reviewed on: 30th May 2017

Great service

Really easy to use, would definitely recommend! Reviewed on: 30th May 2017

Great rates and flexibility

I shopped around for a loan and came across Zopa on a comparison website. I hadn't heard of peer to peer lending but it looked far better than borrowing from a bank. The rates beat the banks too so it was a no brainer. Good rates, flexible and able to repay early. I wouldn't hesitate to use Zopa again. Reviewed on: 30th May 2017

Great, simple loan service with fabulous interest rates

I applied for a Zopa loan a few months ago. The application was simple with a quick answer and the interest rates are very competitive. I like the concept of Zopa loans. Reviewed on: 30th May 2017

Quality service

I have always been kept up to date with information with my loan. When I have needed anything the service has been exceptional. Reviewed on: 30th May 2017

Really easy to deal with, no problems

Really easy to deal with, no problems. Reviewed on: 30th May 2017

Easy and speedy

applying was effortless, quick decision on the loan outcome and informed every step of the way. Money was transferred quicker than stated too. I would highly recommend Zopa Reviewed on: 30th May 2017

Amazing service

Recommend to anyone, great easy , you have money in your account quickly Reviewed on: 30th May 2017

Much better than a high street bank

Better rates as a lender and a borrower. What's not to like? Reviewed on: 30th May 2017

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