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Zopa: Personal loan reviews

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4.94
Based on 65,251 reviews, last reviewed 10th Sep 2025
99% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Excellent Lost funds to a broker or blocked from making withdrawals? BSB Forensic.com helps victims recover what’s rightfully theirs quickly and effectively. Re... Read more Reviewed on: 10th September 2025
Benson t's avatar
Benson t

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65251)

Excellent and extremely easy

4
Great company and always helpfull Reviewed on: 30th May 2017
Stuart whyte's avatar
Stuart whyte

Great service

5
It was so quick and simple to get my loan with Zopa. Even better, I can manage my account online with clear easy options. Any questions/queries I've had have received rapid responses. Very happy with the service provided Reviewed on: 30th May 2017
Kimberley Miles's avatar
Kimberley Miles

No nonsense application

5
It's been a long time since I last took out a loan and was expecting reams of paperwork and history to complete my application. I was very pleasantly surprised how straight forward the whole process was. Reviewed on: 30th May 2017
Keith Gray's avatar
Keith Gray

Really impressed

5
Easy to use, good rates and most importantly give me real confindence that they are working for me and not just trying to make money out of me. Reviewed on: 30th May 2017
Russell Craig's avatar
Russell Craig

Great lender, no catches

5
Nice to find a lender that doesn't try to put things over in the fine print. Everything is straight forward without being overly complex. Anything important is always made abundantly clear without over doing it either. Reviewed on: 30th May 2017
Alan Bird's avatar
Alan Bird

superb and quick!

5
I used zopa about a month ago to purchase a used car with, it was quick, and easy and i had my decision in 3 to 4 minutes, i highly recommend this company, I cannot fault them at all, thank you Zopa!! Reviewed on: 30th May 2017
andi jackson's avatar
andi jackson

Great service

5
Really easy to use, would definitely recommend! Reviewed on: 30th May 2017
Amy's avatar
Amy

Great rates and flexibility

5
I shopped around for a loan and came across Zopa on a comparison website. I hadn't heard of peer to peer lending but it looked far better than borrowing from a bank. The rates beat the banks too so it was a no brainer. Good rates, flexible and able to repay early. I wouldn't hesitate to use Zopa again. Reviewed on: 30th May 2017
Tim Turner's avatar
Tim Turner

Great, simple loan service with fabulous interest rates

5
I applied for a Zopa loan a few months ago. The application was simple with a quick answer and the interest rates are very competitive. I like the concept of Zopa loans. Reviewed on: 30th May 2017
Julie Spencer's avatar
Julie Spencer

Quality service

5
I have always been kept up to date with information with my loan. When I have needed anything the service has been exceptional. Reviewed on: 30th May 2017
Peter blencowe 's avatar
Peter blencowe

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