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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

99% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Much better than a high street bank

Better rates as a lender and a borrower. What's not to like? Reviewed on: 30th May 2017

Your financial friend

Professional, reliable and efficient service with excellent interest rates and no fuss attitude. Open upfront and honest and a pleasure to deal with. Reviewed on: 30th May 2017

Loan made easy!

Easy to apply, quick process, fast response, no hidden fees. Uncomplicated account setup and simple to manage. Very clear and precise information. Reviewed on: 30th May 2017

Loan for car

Took out a small loan for a car. The money was with me in less than 24 hours. I like the fact I can make over payment without paying a penalty Reviewed on: 30th May 2017

I will always use zopa, thay are great honest and helpfull

Ilove the fact you can pay back more if you can aford to whithout penaltys, Reviewed on: 30th May 2017

it was easy and simple online after 24 hours you get aproved

its very handy if you need some cash quick my experience I wanted some cash for emergency I own a house needed repairs from roof leak so it helped me do repairs Reviewed on: 30th May 2017

Great Company

Very simple, fast amd fab service! From start to finish, Reviewed on: 30th May 2017

Great service

I have used Zopa on short notice and the process was very smooth and straightforward. Allowing customers to pay back earlier is a big step away from other old fashioned loan sharks. Recommended Reviewed on: 30th May 2017

Speedy and easy

Very quick process and quick decision, would happily use zopa loans again as other lenders take far to long to deal with and zopa seem to have very easy system to use with the option of making overpayments, would happily recommend to friends and family. Reviewed on: 30th May 2017

Brilliant

Quick, easy and no fuss, a decision in seconds and at affordable rates. Beats most high street deals, be foolish not to. Reviewed on: 30th May 2017

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