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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Easy!!

Great communication and very efficient. Will definitely recommend and use again if needed Reviewed on: 30th May 2017

really simple and good interest rate

Zopa is Easy to ok communicate with clear and simple Reviewed on: 30th May 2017

Great service responded very quicklyy

Just very happy Reviewed on: 30th May 2017

The best by far.

Easy, simple, efficient and no-nonsense. Reviewed on: 30th May 2017

Best rate On the market

Great loan provider easy application and the lowest interest rate available at the time. I had the money within 24 hours. Great service Reviewed on: 30th May 2017

Quick, easy, brilliant

Easy to apply for and follow instructions, great service and a quick response time, money was in my bank before I knew it, it's a thumbs up from me Reviewed on: 30th May 2017

Perfect

Great company, easy process and a quick service Reviewed on: 30th May 2017

Super

I would recommend very quickly besides formalities Reviewed on: 30th May 2017

Very easy process

Easy application quick decision and very good interest rate overall happy customer Reviewed on: 30th May 2017

Very Helpful Lender

I wanted to get solar panels for my home. They cost £5000 and I make £800+ a year guaranteed for 20 years. Thanks for making this possible Zopa. Reviewed on: 30th May 2017

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