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Zopa: Personal loan reviews

4.94
Based on 65,247 reviews, last reviewed 13th Jun 2025
46% decrease in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025
Bubbleicious's avatar
Bubbleicious

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65247)

really simple and good interest rate

4
Zopa is Easy to ok communicate with clear and simple Reviewed on: 30th May 2017

Great service responded very quicklyy

5
Just very happy Reviewed on: 30th May 2017

The best by far.

5
Easy, simple, efficient and no-nonsense. Reviewed on: 30th May 2017

Best rate On the market

5
Great loan provider easy application and the lowest interest rate available at the time. I had the money within 24 hours. Great service Reviewed on: 30th May 2017

Quick, easy, brilliant

5
Easy to apply for and follow instructions, great service and a quick response time, money was in my bank before I knew it, it's a thumbs up from me Reviewed on: 30th May 2017

Perfect

5
Great company, easy process and a quick service Reviewed on: 30th May 2017

Super

5
I would recommend very quickly besides formalities Reviewed on: 30th May 2017

Very easy process

5
Easy application quick decision and very good interest rate overall happy customer Reviewed on: 30th May 2017

Very Helpful Lender

5
I wanted to get solar panels for my home. They cost £5000 and I make £800+ a year guaranteed for 20 years. Thanks for making this possible Zopa. Reviewed on: 30th May 2017

Quick reliable service top company

5
I needed cash fast I applied to Zopa and after being accepted the money was in my account within 36 hrs and I still could cancel if I wanted..... Reviewed on: 30th May 2017

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