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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65250 reviews)

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4.94

Based on 65,250 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65250)

Very easy and fast Loan procedure!!

Everything is OK! Just very simple and easy process to apply and to get the Zopa Loan! I'll recommend it to the People who are looking for Loan!! Reviewed on: 30th May 2017

Rewarding loans

Best online loan company, easy to apply, no hassle in dealing with customer services and good rates of interest. Easy access to follow your online account. Reviewed on: 30th May 2017

Great Service and Ease of doing business

The original loan last year was dealt with within a matter of days and a subsequent top-up loan was dealt with the in the same uncomplicated but professional way. Reviewed on: 30th May 2017

Brilliant

Easy to use, quick decision and funds went into my account when they said it would be. Would definitely use again if needed. Reviewed on: 30th May 2017

Excellent Experience

From my initial enquiry through to completing the loan set up the whole ZOPA experience was easy to understand, easy to access through the life of the loan. ZOPA is how borrowing / lending should be. Uncomplicated a process which can often be daunting Reviewed on: 30th May 2017

Easy and painless

Setting up a loan with Zopa was effortless and hassle free! Would definitely recommend to anyone Reviewed on: 30th May 2017

Quick transfer and decent rates

I'm pleased with the service of Zona and if I need to I'll use them again cause of decent interest rates and quick transfer of money. Reviewed on: 30th May 2017

Great service

Great service, easy to use website. Quick to get through if you call and helpful with their response and polite service. Would highly recommend. Reviewed on: 30th May 2017

Great rate and easy to use.

Tried to get a loan with 2 other providers, who both made me jump through hoops just to be then given an exorbitant interest rate. Less than 10 mins online and I had all of the terms ans conditions, acceptance and a great repayment interest rate. Would definitely recommend ZOPA and would be my first choice in any future loans I may need. Reviewed on: 30th May 2017

Mr

it is highly recommended to everyone Reviewed on: 30th May 2017

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