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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (6796 reviews)

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4.94

Based on 6,796 reviews, last reviewed 13th Apr 2025

33700% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

loving the incentives-cashback and monthly saver I'm loving the new incentives of cashback on bills, 2% interest in the main account and a great 7.5% monthly saver! Reviewed on: 13th April 2025

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (6796)

Review of the Zopa, Smart Saver:

Smart Saver

Zopa is simple to use for savings and the Smart Saver allows me to boost pots of money to different interest rates depending on how soon I might need access to the money. This really helps me save with a purpose. Transfers in and out are also very fast, which is a real positive. Reviewed on: 8th April 2025

loving the incentives-cashback and monthly saver

I'm loving the new incentives of cashback on bills, 2% interest in the main account and a great 7.5% monthly saver! Reviewed on: 13th April 2025

Zopa Smart Saver: A Simple Way to Organise Your Savings

Zopa’s Smart Saver has genuinely helped me get better at saving. The ability to create up to 20 different pots means I can easily separate my money for different goals - holidays, emergency fund, Christmas, you name it. Being able to see exactly what I’m working towards makes it so much easier to stay motivated and save more. The app is intuitive and smooth to use. It’s really easy to add or withdraw money directly from your bank, move money between pots, and take advantage of "boosted pots" where you earn more interest by keeping your money in for longer. That said, the interest rates aren’t quite as competitive as they used to be. Zopa used to top the charts, but now you can find better rates elsewhere if you’re willing to shop around. Also, since a recent update, it’s been a bit harder to tell at a glance which pots are boosted and which aren’t - and it would be great to have the option to rearrange pots manually. Overall, if you’re already a money-saving ninja, you might prefer a higher-rate option. But if you’re someone who benefits from having your savings clearly organised, Zopa Smart Saver is a brilliant tool to help you stay on track. Reviewed on: 12th April 2025

Good interest and easy to use app.

I use the app which is really easy and straight forward to use. Transferring and withdrawing made simple. Plus great interest rates. Reviewed on: 11th April 2025

Simple to use.

Simple layout of the app makes it easy to use. Not perfect but getting close. Decent interest rates. Reviewed on: 11th April 2025

great app and rates.

great app and rates. easy to shift money between pots to make saving easier. app is never down like some others so very accessible. would def recommend to family and friends too. So glad i found it to start saving into. Reviewed on: 10th April 2025

Impressive bank, I strongly recommend it

Impressive bank, I strongly recommend it Reviewed on: 8th April 2025

Excellent app, simple to add, withdraw or transfer m...

Excellent app, simple to add, withdraw or transfer money from account & competitive interest rates Reviewed on: 8th April 2025

ZOPALICIOUS

Been using zopa for almost 2 years. Great communications, and fantastic customer service. Immediate updates and no charges on my accounts. Able to lock and unlock accounts to increase interest receipts. Reviewed on: 8th April 2025

Good all-round company but rates could be better

Good all-round company but rates could be better Reviewed on: 7th April 2025

I've used zopa twice for loans.

I've used zopa twice for loans. Always good value.Now have savings accounts. Excellent interest rate. Reviewed on: 6th April 2025

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