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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (6801 reviews)

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4.94

Based on 6,801 reviews, last reviewed 16th Apr 2025

22567% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Go POTTY with Zopa . . . I love the ‘savings pot’ concept. Makes it so easy to check your piggy bank and even easier to move cash around to suit your day to day needs. The cur... Read more Reviewed on: 16th April 2025

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (6801)

Review of the Zopa, Smart Saver:

Easy process, great rates

I have a smart saver account with Zopa. It was very easy to set up and I’m really pleased with the rates they offer. Reviewed on: 10th January 2023

Go POTTY with Zopa . . .

I love the ‘savings pot’ concept. Makes it so easy to check your piggy bank and even easier to move cash around to suit your day to day needs. The current account is one of the best on the market ( interest: rewards: easy to use) and comes with the option to regularly save at, I think, the highest interest rate around for similar products. Any downsides - well I’d like a desktop version as I don’t really prefer banking on a mobile, but that’s it so far. Reviewed on: 16th April 2025

Fantastic interest rates

Fantastic interest rates, signing up was a breeze and their broad range of products will keep me as a customer for a long time. Their app is more intuitive than other banks and i wouldn't hesitate to recommend them. Reviewed on: 16th April 2025

I’m impressed with Zopa so far.

I’m impressed with Zopa so far. I’ve unlocked a good savings rate - and it’s flexible access. Thanks Zopa! Reviewed on: 15th April 2025

No issues at all with Zopa bank.

No issues at all with Zopa bank. Good rates, quck transactions and good communication. Reviewed on: 15th April 2025

I joined Zopa almost 2 months ago

I joined Zopa almost 2 months ago and I cannot recommend it more. Easy interface, easy communication and great perks. Reviewed on: 14th April 2025

loving the incentives-cashback and monthly saver

I'm loving the new incentives of cashback on bills, 2% interest in the main account and a great 7.5% monthly saver! Reviewed on: 13th April 2025

Zopa Smart Saver: A Simple Way to Organise Your Savings

Zopa’s Smart Saver has genuinely helped me get better at saving. The ability to create up to 20 different pots means I can easily separate my money for different goals - holidays, emergency fund, Christmas, you name it. Being able to see exactly what I’m working towards makes it so much easier to stay motivated and save more. The app is intuitive and smooth to use. It’s really easy to add or withdraw money directly from your bank, move money between pots, and take advantage of "boosted pots" where you earn more interest by keeping your money in for longer. That said, the interest rates aren’t quite as competitive as they used to be. Zopa used to top the charts, but now you can find better rates elsewhere if you’re willing to shop around. Also, since a recent update, it’s been a bit harder to tell at a glance which pots are boosted and which aren’t - and it would be great to have the option to rearrange pots manually. Overall, if you’re already a money-saving ninja, you might prefer a higher-rate option. But if you’re someone who benefits from having your savings clearly organised, Zopa Smart Saver is a brilliant tool to help you stay on track. Reviewed on: 12th April 2025

Good interest and easy to use app.

I use the app which is really easy and straight forward to use. Transferring and withdrawing made simple. Plus great interest rates. Reviewed on: 11th April 2025

Simple to use.

Simple layout of the app makes it easy to use. Not perfect but getting close. Decent interest rates. Reviewed on: 11th April 2025

great app and rates.

great app and rates. easy to shift money between pots to make saving easier. app is never down like some others so very accessible. would def recommend to family and friends too. So glad i found it to start saving into. Reviewed on: 10th April 2025

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