Write a review

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (6729 reviews)

View other Zopa products

4.94

Based on 6,729 reviews, last reviewed 11th Mar 2025

61300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent customer service Excellent customer service and great saving rates with easy access online. Reviewed on: 11th March 2025

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (6729)

Review of the Zopa, Smart Saver:

Accessible account for rewarding saving

The Zopa Smart Saver account is very accessible and user friendly, with all functionality available within the mobile app. The interface is intuitive and the different levels of interest available to users via the 'boosted pots' feature, allowing amounts of money to be set aside for a fixed period of time at any point is a great way to maximise your savings, while also still having access to funds you might need in the nearer term. Reviewed on: 9th January 2024

Excellent customer service

Excellent customer service and great saving rates with easy access online. Reviewed on: 11th March 2025

Very easy to monitor my finances

Very easy to monitor my finances Reviewed on: 9th March 2025

I first started with Zopa as someone who contributed...

I first started with Zopa as someone who contributed to loans. Ended up getting loans too. Now I am a saver and have started looking at their bank. Does everything I need. Reviewed on: 9th March 2025

Great experience

Great experience setting up and verifying my account Reviewed on: 8th March 2025

Zopa is zuper in my book

Great rates of interest and an easy to use app Reviewed on: 7th March 2025

Great for organising your money

I have a smart saver, to organise my savings both short and long term savings. it’s great to have all the different pots to segregate my different requirements. The interest rates are good and moving money between pots , isas and in and out of zoos is easy and quick Reviewed on: 6th March 2025

Zopa is a great addition to your savings future

Having been with zopa for a number of years now, I feel the Smart saver stands out for other savings providers where all the information is in one logical and well laid app design. Currently competitive on rates, I would recommend those interested in saving for there future to look at Zopa as a savings partner. Reviewed on: 6th March 2025

I trust Zopa to give me the best interest rates

I've been saving with Zopa for years and I trust them to give me the best interest rates that they are able to, savings rates that are not just short term or for new customers but constant. I also love the doing everything via the app, it's so easy to use and makes saving so simple. And the ability to open different savings pots for all the different things I want to save for is great. Reviewed on: 6th March 2025

Best bank in 60 years

Easy to use. Clear information. Fantastic interest rates. I've had bank accounts for over sixty years, & Zopa is easily the best. Reviewed on: 6th March 2025

Top bank account

Top bank account.Easy to use and great interest rate Reviewed on: 6th March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Close Brothers Savings 4.86 from 2714 reviews
Savings
from Allica 4.82 from 1313 reviews
Fixed Term Savings Account
from RCI Bank 4.82 from 1143 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub