Write a review

Barclaycard: Initial Credit Card reviews

Name: Initial Credit Card
Rating: 4.17 (115 reviews)

View other Barclaycard products

4.21

Based on 115 reviews, last reviewed 28th Nov 2024

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

61%

17%

10%

Latest highest rating:

5

Good customer service and updates provided by email Good customer service and updates provided by email Reviewed on: 28th May 2024

Latest lowest rating:

1

Not reliable card service! Like a joke! I applied for a Barclaycard online and got a message saying they needed more information. I called them several times but no one answered. It's been o... Read more Reviewed on: 16th March 2023

Read all reviews See your review

About this product

Barclaycard Initial Credit Card reviews can help you to find out about the pros and cons of the Initial Credit Card credit card. What kind of features do Barclaycard customers like? Find out more about the Barclaycard Initial Credit Card by reading our trusted Smart Money People reviews. You can also write your own Barclaycard Initial Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Barclaycard Initial Credit Card reviews (115)

Review of the Barclaycard, Initial Credit Card:

Great

Great customer service. Easy to repay the instalments or to repay in total. Reviewed on: 8th November 2017

Easy and simple to use

I first applied for my Barclaycard when I began to look into purchasing my first home. As a young lady and first-time buyer one thing I was lacking was a credit score. From the get go, I was advised to build my credit score and one way in which this could be done was to get a credit card. I soon found myself looking online at the options available and discovered Barclaycard. I then applied for the card (which was an incredibly simple and easy process) and before I knew it I had been accepted. I then began using the card by making small purchases each month and paying off the balance in full. After around 9 months I had built up an excellent credit score and was offered a mortgage with a lender. Today I still use my Barclaycard as it comes in handy when I am a bit strapped for cash or my wages are a little late going in the bank. Another thing worth mentioning is that I initially had a couple of technical issues with the electronic mobile app. However, I simply rang up the team and they were more than happy to help thus the issue was resolved swiftly. I highly recommend Barclaycard, particularly for those looking to build their credit scores. Reviewed on: 30th April 2017

Barclaycard Brilliant

Best credit card I've ever had! Fine to use, easy to keep track of and happy to increase your credit limit online - decreasing it is just as easy online, which, for a financial company, is a bit of a miracle! Its almost always more difficult to decrease than increase but I have always found them to be really helpful. Their customer services are exceptionally easy to use and very friendly. Phoned up with a query on my account and the end result was a GoG (Gesture of Goodwill) refund to my card of £30 just as a thank you for talking to them! Result! Reviewed on: 30th April 2017

Helpful easy to use

Helpful and easy to use app , good Apr Reviewed on: 20th April 2017

Quick and easy

Quick and easy to apply and fair start limit Reviewed on: 20th April 2017

Love

Great interest free sign up offers, fab app Reviewed on: 13th April 2017

Excellent first credit card

The app is really good and the card itself is easy to understand. No initial interest for a good period of time. Great customer service. Reviewed on: 12th April 2017

Great first credit card

Being new to credit and trying to build my credit rating was confusing. The staff are always extremely helpful and explained everything I needed to know. The online account management system is perfect every single thing you need is on there. They even have a direct calling option from the app. Would definitely recommend Reviewed on: 10th April 2017

BAD STAY AWAY AT ALL COSTS

Apart from the high fees they are fairly hard to get into contact with especially when something goes wrong ie unathorised transaction and they just end up blaming the card holder and ruining your credit Reviewed on: 5th April 2017

Great credit card

Zero perccent interest for 18 months, first time having a credit card and would recommend! Small monthly payment too Reviewed on: 5th April 2017

Perfect

It's easy and simple and very reasonable! Highly recommended Reviewed on: 3rd April 2017

Do you have a different Barclaycard product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

All in One Credit Card
from Halifax 4.03 from 69 reviews
Select Credit Card
from Nationwide 4.82 from 8 reviews
Cashback Plus Credit Card
from NatWest 4.43 from 57 reviews

There's still more to see!

Barclaycard has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub