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Barclaycard: Initial Credit Card reviews

Name: Initial Credit Card
Rating: 3.6 (122 reviews)

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3.60

Based on 122 reviews, last reviewed 17th Apr 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

60%

17%

11%

Latest highest rating:

5

Excellent company Realy easy to apply i received my decision very quickly. There customer service team are helpful Reviewed on: 17th April 2026

Latest lowest rating:

2

Inflexible I found them inflexible and unhelpful dealing with issues. If you have financial difficulties there is no flexibility Reviewed on: 16th April 2026

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About this product

Barclaycard Initial Credit Card reviews can help you to find out about the pros and cons of the Initial Credit Card credit card. What kind of features do Barclaycard customers like? Find out more about the Barclaycard Initial Credit Card by reading our trusted Smart Money People reviews. You can also write your own Barclaycard Initial Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Barclaycard Initial Credit Card reviews (122)

Great support

Not only is it a good credit card with great benefits but the staff are amazing and supportive at all times Reviewed on: 19th June 2017

use it wisely

always used this wisely , bought my petrol with it and paid it off every month Reviewed on: 11th June 2017

Helpful When Finances are Tight

Had my credit card for some years, and unfortunately, personal circumstances changed for the worse which left me unable to pay my card each month. After explaining my situation, Barclays were very helpful in organising a repayment plan. Reviewed on: 11th June 2017

great all around card

great all around card , easy and quick to apply Reviewed on: 10th June 2017

Great product

Perfect, no problems with setting up or running whatsoever. Reviewed on: 10th June 2017

The Best Initial Credit Card I've ever had

So easy to use, handy phone app, and helpful customer service Reviewed on: 7th June 2017

Good as a first credit card

Got this as my first credit card, comes with some extras/offers. Reviewed on: 3rd June 2017

Best credit card

I use Barclaycard from 2015.I m happy customer,and can say thank you,that you help me in bad time's. Reviewed on: 31st May 2017

Barclaycard

Been with Barclaycard a few years and their service is reliable and trustworthy. Regular credit limit increase is also a bonus. Reviewed on: 30th May 2017

Very good

Very good easy to apply and easy to use Reviewed on: 30th May 2017

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