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Barclaycard: Initial Credit Card reviews

Name: Initial Credit Card
Rating: 4.12 (118 reviews)

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3.98

Based on 118 reviews, last reviewed 11th May 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

61%

17%

11%

Latest highest rating:

5

Barclaycard tested and trusted! I have had my Barclaycard credit card for over 20 years and can say that they are a good company with good rates and offers for their customers. Excel... Read more Reviewed on: 2nd April 2025

Latest lowest rating:

1

Simple request denied, call disconnected, no follow up I asked for written confirmation of when my next direct debit was due. Now, you'd think that this would be a reasonable request and a very simple one ... Read more Reviewed on: 11th May 2025

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About this product

Barclaycard Initial Credit Card reviews can help you to find out about the pros and cons of the Initial Credit Card credit card. What kind of features do Barclaycard customers like? Find out more about the Barclaycard Initial Credit Card by reading our trusted Smart Money People reviews. You can also write your own Barclaycard Initial Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Barclaycard Initial Credit Card reviews (118)

Great

Great customer service. Easy to repay the instalments or to repay in total. Reviewed on: 8th November 2017

Fantastic

Easy to sign up to. Find out if you were approved pretty quickly. App makes it easy to keep track of your payments made so far and your balance Reviewed on: 3rd July 2017

It helped to build my credit score

It is a good credit card, with contactless service and also with a perfect app for mobile phones, and the app also support contactless mobile payment. Reviewed on: 30th June 2017

Very helpfull

Quick and easy to apply. My card came in about 2 weeks after apply and I'm useing it since then each time I need to do shoppings. Reviewed on: 30th June 2017

Easily applied

Easy to apply and get response in seconds. Reviewed on: 23rd June 2017

Not recommended

I feel that Barclays (barclaycard) exploit the vulnerable - they constantly advertise the initial credit card to people that have no or poor credit history. The advert itself is awful "they're barking" and it's not a company I would trust. Their sole interest is profit... ok fair enough they're a bank afterall, but I genuinely feel they don't care about getting people into debt. To put it simply I would never take out a barclaycard purely because I don't trust them as a company Reviewed on: 22nd June 2017

Great support

Not only is it a good credit card with great benefits but the staff are amazing and supportive at all times Reviewed on: 19th June 2017

use it wisely

always used this wisely , bought my petrol with it and paid it off every month Reviewed on: 11th June 2017

Helpful When Finances are Tight

Had my credit card for some years, and unfortunately, personal circumstances changed for the worse which left me unable to pay my card each month. After explaining my situation, Barclays were very helpful in organising a repayment plan. Reviewed on: 11th June 2017

great all around card

great all around card , easy and quick to apply Reviewed on: 10th June 2017

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