Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
92% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18214)

Review of the Chip, Savings App:

Life changing!

5
I've saved more than £1300 without noticing it! I just need to think what I'm going to spend it all on. I've never had savings before and can't believe I've saved so much money. Reviewed on: 8th January 2020

Great interest rates, easy to use app and great cust...

5
Great interest rates, easy to use app and great customer service Reviewed on: 27th March 2025

Great company

5
No issues and easy to use app. Easy access to add and withdraw money. Reviewed on: 27th March 2025

Never been able to save, Chip has changed the rules

5
I have never been able to save money but with Chip I've saved over 10,000 Reviewed on: 27th March 2025

Easy to use app and good rates.

5
Easy to use app and good rates. Lots of different saving options and all explained very well. Reviewed on: 27th March 2025

Very happy, would recommend to anyone

5
Very happy, would recommend to anyone Reviewed on: 27th March 2025

Easy app to use .

5
Easy app to use . Easy acces and withdrawl Reviewed on: 27th March 2025

Love the app.

5
Love the app. Best rate with no conditions. Reviewed on: 27th March 2025

Great app, great rates.

5
Great app, great rates. Moved funds from my building society which had little interests. Reviewed on: 27th March 2025

Easy to use app. Great customer service.

5
I have used Chip for a while now have recommend to family and friends many times. An easy to use app with great customer service. Reviewed on: 27th March 2025

Chip - managing savings made easy!

5
Chip offers an intuitive and seamless way to manage my savings. It’s just so easy. There’s a good range of products which offer a good value for money. I love the visual representations of how my savings are doing and find the app really easy to use! Reviewed on: 27th March 2025