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Esure: Car Insurance reviews

Name: Car Insurance
Rating: 2.12 (390 reviews)

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1.69

Based on 390 reviews, last reviewed 5th Mar 2025

100% decrease in 5 star reviews

in the past 90 days

14% decrease in 1 star reviews

in the past 90 days

18%

10%

66%

Latest highest rating:

5

I have not had to claim on E-Sure but my experience... I have not had to claim on E-Sure but my experience has been straight forward so far. Reviewed on: 14th October 2024

Latest lowest rating:

1

Same as other people on here they have taken my exce... Same as other people on here they have taken my excess which had been waived but won’t give it me back untill 3rd party admit liability. 3rd party has... Read more Reviewed on: 5th March 2025

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About this product

Here at Smart Money People, we collect Esure car insurance reviews from genuine customers to help you make an informed decision when selecting your next provider.

Esure was founded in 2000, but quickly grew. As well as selling insurance policies directly to customers, by 2011 it also allowed insurance brokers to sell its products too. The company offers car, home and travel insurance policies, with varying levels of cover available when insuring a vehicle. Esure also offers a multi car policy and insurance for electric vehicles.

Are you looking to insure an electric car? See what our Smart Money People community have to say about Esure’s electric car insurance by checking out the reviews. Perhaps you need cover for your car key, or want the security of misfuelling cover. What about legal protection, or breakdown cover? Whatever you need from a policy, read the Esure car insurance reviews to see how real customers have rated their policies with the brand.

Have you had a car insurance policy with Esure? Consider leaving an honest review to help us increase trust and transparency in financial services. Tell us how you found the sign-up process - was it simple, or did it perhaps take slightly longer than you’d anticipated? Were you satisfied with the cost of the premium for the level of cover you received? Did you have to make a claim, and if so, how well did Esure deal with it? Write an Esure car insurance review today to help other drivers just like you.

Esure Car Insurance reviews (390)

Review of the Esure, Car Insurance:

Great Price - Great Cover

Great price, equal cover levels but as always if you are getting breakdown cover do this separately as you will get a better deal. Reviewed on: 4th July 2017

Worst insurance ever

Worst insurance company ever to go with, 4 times they've average changed my claim settlement payment , and they still havnt got it right Reviewed on: 1st February 2024

80% increase in renewal quote no explanation.

80% increase in renewal quote no explanation. no claims no change in circumstances .Tried to call no operators available .20 min wait to chat only to get a standard reply that quote cannot be changed if you find cheaper quote elsewhere just cancel, terrible customer service . Normal rise is currently bad enough Stan average of21% but 80% is ridiculous customer deserve an explanation Reviewed on: 1st February 2024

Absolute joke from start to finish.

Absolute joke from start to finish. Car was stolen from outside my house- arguably, that wasn’t the most stressful thing to have happened- dealing with ESure was. Waited over an hour on hold, finally got through to someone who took all the details and booked in a call with the theft department for 9:30-10:30 the following morning and I was told a call from Enterprise for the courtesy car would follow ‘any time now’. This was at 9am. By 3pm, I hadn’t heard from Enterprise so gave them a call directly as I was without a car. They hadn’t received the referral. Spent another hour and a half on hold to ESure who said they had not sent the referral properly but would do it now. Raced to get a car from Enterprise after waiting around all day, just before closing. The following morning arrives and 10:30am comes and goes and there is no call from the Theft Department. Spent another 90 mins on hold only to be told that they were unsure as to why I didn’t get a call but the only option would be to book it in for the following day at 11am. After much arguing, I reluctantly agreed and went about my day, only after having to repeat all the information I had previously given as it hadn’t been recorded . 4pm the same day arrives and I receive a call from an agitated member of the theft department demanding to know why I hadn’t answered my phone for the call at 4pm. When I explained it was actually booked for 9:30 that morning she said they don’t take calls then and I was mistaken. I forwarded her the confirmation email and she didn’t apologise, just said she’d ’pass it on’. We conducted the interview (where I was made to feel like a criminal) and then I forwarded the documents on that evening. Over 2 days I’d spent well over 6 hours on the phone to ESure. We were told that once the documents had been sent over, it would be approx 4 weeks for a settlement to be agreed. Car hire is only for a max 21 days (told absolutely no chance of extending) so is virtually useless in that regard! Chased them after sending documents over (knowing how useless they are) and was told that they hadn’t received any. 5 attempts later, still received nothing. Not sure a generic email inbox is the best way to deal with thousands of claims and personal documents. Contacted them daily through the live chat function (actually pretty good and much better than waiting on hold for hours on end). We were given countless contradictions and vague responses, asked to provide pictures of the damage to the car when it had been stolen, not damaged. We were told the contents email we had provided three times could not be found and that they would not be contacting us about a settlement claim as they were waiting to see if the car had been recovered- the police had closed the case! Nobody was looking for the car so it wasn’t likely to be recovered. It appears they were sticking an arbitrary time frame on it just to stall the pay out process! After I’d had enough, I emailed every member of the senior leadership team and got a relatively prompt response from the CEO of Claims who put me in touch with Donna. She agreed to extend my car hire and chased the claims department and was the one good cog in a failing machine. It’s now the 30th January and they have just offered their final settlement- nearly £3000 less than market value. We are now going via the Ombudsman and will be contacting BBC Watchdog as their processes are so poor and we know we’re not the only customers to have had issues. If you can afford to go with a more reputable brand, I really do urge you to do so. Reviewed on: 30th January 2024

3 hours trying to contact customers services!

3 hours trying to contact customers services! All because they messed up my direct debit and when informed them of this, they did it again!!! Trying to cancel auto renew is also a trial so do yourself a favour and go elsewhere! Reviewed on: 30th January 2024

Worst customer service long wait.

Worst customer service long wait. Poor online support Reviewed on: 29th January 2024

eSure are impossible to get hold of and harass you

eSure are impossible to get hold of. They don't respond or confirm contact via email, their online account systems don't work, and every time I call I have been on hold for 2 hours then cut off. After the end of my 12 month insurance contract, they're now harassing me because they auto renewed my contract and want an extra month. Reviewed on: 29th January 2024

Absolutely useless to deal with login system dose no...

Absolutely useless to deal with login system dose not work so I call them held in cue for tow hours then cut off, so then use chat line they kept on hold for an hour only to then be cut off finally got trough paid to amend insurance two days later no confirmation of insurance so still don't know if I am insured or not Reviewed on: 28th January 2024

Where to begin.

Where to begin... Recently I was involved in an accident by a drunk driver. The at fault drive fled the scene of the accident on foot and I was taken to the hospital due to myself being trapped in my car. Phoned Esure the next day to inform them of the situation and it took me over 1 hour to get through. They kept asking me the drivers name and reg plate even though I’ve told them multiple times I was trapped in my car and couldn’t provide these details at this moment in time. I gave them the police log number and crime number. They couldn’t phone the police themselves due to the fact they wasn’t based in the UK, so 101 was out of the question. I had to chase the phone numbers down for them and the police for the at fault drivers car reg but wouldn’t be able to get his name due to data protection. They did inform me saying the insurance can contact them with the log number to chase down any additional information but they can do the reg plate check for these details and where the car was being stored. Another 2 hours on the phone with Esure informing them about all this new information and still they didn’t update the system. I then had to chase things down again by contacting one of the police officers that was at the scene about where the car was.. another 1 hour trying to get through to Esure, I informed them of this. They stated they would inform copart to pick up the vehicle to assess the damage. I asked about a rental yet they stated they have informed enterprise cars. yet... phoned enterprise and they informed me that my insurance Esure asnt sent the correct details over! Yet again I had to re phone Esure with the ridiculous wait times to sort this. All I get is yeah we will sort it and nothing ever happens. Luckily for me the at fault driver Insurance phoned me stating there driver took full responsibility and if I wanted them to deal with the claim...YES 100% I got a rental the next day and they have chased up everything... re phoned Esure to Inform them about this and to close the claim down on my side so they could take over.... 1 week later they still haven’t closed the claim after hours and hours spent informing them to close it. All I got was there is a technical error. I have now just cancelled the insurance and paid the fee just to get away from these people. My stress level was so bad throughout this traumatic experience that I had to go to the doctors for medication. Please for God’s sake do not go with these guys. They make it so easy to join them and suck you in with cheap quotes, but my god the customer service is shocking. Avoid like the plague Reviewed on: 26th January 2024

This company doesn’t even deserve 1 star!

This company doesn’t even deserve 1 star! I was in an accident that wasn’t my fault back in Oct 2023 and months later after my car was fixed by the party at fault, Esure Flex email me to tell me I was at fault! Since then I have continuously contacted and spent days getting this resolved with still no luck! I mean come on my car is fixed and I even contacted the other parties insurance who said they have admitted liability and have taken it all on, my car was even fixed at the garage I chose! Anyway, I am still at a loss. Frustrated and drained with their horrendous service and even doing their job for them! I emailed with the chat trail explaining how I will be going to the Ombudsman with still no reply over 2 weeks later! The lady on the chat even asked me for the other parties insurance company contact number! Absolutely ludicrous! STAY CLEAR AND PAY MORE EVEN JUST FOR YOUR OWN SANITY! Reviewed on: 24th January 2024

Dreadful customer services, impossible to talk

I never needed to claim etc but they are impossible to get in touch with…long, long queues and banal auto-generated messages about how busy they are and they’ll be with me soon……waited for hours. Reviewed on: 23rd January 2024

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