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Halifax: Current account reviews

4.18
Based on 982 reviews, last reviewed 24th Apr 2026
133% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
59%
See only 4 star reviews
23%
See only 3 star reviews
7%
See only 2 star reviews
2%
See only 1 star reviews
9%

Latest highest rating:

5

Very good, easy to use, helpful and quick at respond... Very good, easy to use, helpful and quick at responding Reviewed on: 22nd April 2026
Ell jay's avatar
Ell jay

Latest lowest rating:

1

Absolutely shocking customer service . Absolutely shocking customer service .My card was used fraudulently,it took over an hour for someone to pick up the phone call on the dedicated fraud ... Read more Reviewed on: 24th April 2026
Corrina Hallam's avatar
Corrina Hallam

About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Current account reviews (982)

Never use this bank

2
I have had nothing but bad customer services, the rates are the worst, the terms and conditions change weekly! Your never be happy with them, those that say they are, are really shills. Reviewed on: 30th July 2022

Excellent service and fraud protection

5
Excellent service always. Fraud protection, Excellent online service, and 24 hour support. Reviewed on: 20th July 2022

Moving my Mortgage, Personal and Business Accounts

1
I have decided to move my Mortgage, Personal and Business Accounts from Halifax after 27 years as I will not do business with a company that promotes an ideology that pretends to be inclusive, but is designed to coerce its staff and customers. The promotion of displaying pronouns was illiberal enough, but the Halifax Twitter feed insulting customers and telling them to quit the bank demonstrates that Halifax's judgement cannot be trusted. Reviewed on: 29th June 2022

A brilliant website that supports a clear and extremely helpful financial service

5
I have been a Halifax account holder for over 4 decades now and I have always received good service. Reviewed on: 16th June 2022

Over a HOUR SITTING IN A QUEUE

1
Having a problem with my card so rang to speak to someone and spent well over a hour sitting in a queue. DISGUSTING Reviewed on: 10th May 2022

The worst customer service ever

1
I contact them about one company take! I explain to them I paid item but never received item!They ask me to call again which I did they say we can’t find any information you call us and the legal time 120 days! I pay for item which I never did received!The worst bank the worst customer service ever! Reviewed on: 26th April 2022

Easy and straight forward

5
Their interface online is so easy and straightforward to use and the account gives me everything I need. It offers cashback, save the change and easy management. I wouldn't want to bank with anyone else. Reviewed on: 3rd April 2022

Easy to use account

4
Like the current account and the other saver accounts I have. All easy to see at the same time using on-line banking. The only downside is the amount of notifications you get for each account! Reviewed on: 2nd April 2022

Halifax bank steals your money

1
Halifax bank steals your Lindy from you account with out prior communication or consent. Then sends out a statement showing 0 balance with money out reason Credit Decisioning. This is how institutions that your supposed to trust steal from you. DONT trust them with you money or finances. They will rob you one day too. Take out you money. Close you account before it’s too late. We are living in strange times. Even institutions are hungry. So they steal from their own customers. Reviewed on: 31st March 2022

Reward current account

5
Offers many benefits for just £15 per month. Also love the cashback extras I receive each month, Halifax online banking app is also super easy to use. Reviewed on: 29th March 2022

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