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Halifax: Fixed Rate Mortgage reviews

Name: Fixed Rate Mortgage
Rating: 3.95 (162 reviews)

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3.83

Based on 162 reviews, last reviewed 13th Jun 2025

300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

57%

18%

Latest highest rating:

5

Halifax Mortgage Just re-mortgaged with Halifax, spoke to a broker first to get market rates and was going to proceed down this route but Halifax were only marginally ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor. Big regret using Halifax for our mortgage Never heard anything from Halifax (we bought our first home 3 months ago) other than a letter to say when our first mortgage payment was due. No “cong... Read more Reviewed on: 13th April 2025

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About this product

Halifax Fixed Rate Mortgage reviews (162)

Review of the Halifax, Fixed Rate Mortgage:

Extremely untrustworthy

Do not even apply for a mortgage with these extremely unprofessional individuals. Initially I was told that they would lend me £125,000 for the mortgage and gave an AIP. Next they said they'd only loan me £99,000 because I spent £3000 to book a holiday on my credit card (which is what sound minded people do for insurance). Next day they told me that they could loan me somewhere between £119,000 and £135,000 with the full and same details i gave them again. Two days later, after sending my application to an underwriter, they saidnthey could only lend me £113,000 and specifically stated that this as because I had booked my holiday in my credit card DESPITE me paying it off days later. Utterly vile individuals. How is that junk bank still in operation. Managed by idiots. Reviewed on: 14th September 2023

Great mortgage provider

I have two mortgages by Halifax and I’m really happy with them as service for getting and as a terms Reviewed on: 4th April 2023

Mortgage

Halifax helped me ny family to get a mortgage and thanks to their advice we managed to get the mortgage at the right and before the prices go up. We thank you Reviewed on: 3rd April 2023

Halifax mortgages

At the time of application, Halifax had the best interest rate for a 5 year mortgage. If, when it comes time to renew, they are still the cheapest, I’d happily stay with them. I can easily track my mortgage and pay into it early if I’d like to. Reviewed on: 30th March 2023

Useless

Halifax mortgages are absolutely useless. I have been waiting a month for statements to be posted and they refuse to email them to me. I remortgaged with them and due to a number of issues at their end I got about 25 letters advising me of different payment amounts and dates. I called to see what was going on and was given different stories each time. They didn't take the payment out when they should have (the money was in the account) and then sent me letters telling me I missed payments but it was all down to Halifax Reviewed on: 27th March 2023

Reliable bank for mortgage

Competitive rates. I have remortgaged with Halifax 3 times now. Reviewed on: 17th March 2023

Peace of mind

Able to budget with peace of mind Reviewed on: 14th March 2023

Good bank with good rates

We managed to get a good mortgage deal through Halifax, even though the interest rates at the moment are absolutely terrible. However, we had to get it through a mortgage broker. The mortgage advisor from the bank would offer us 6.79% fixed rate for 2 years, while through our mortgage broker we got the same product for 4.81%. Same product, same bank, but we had to pay £600 fees to our mortgage broker to get the deal. Reviewed on: 10th March 2023

Simple and doable

As a first time buyer our experience was simple and doable. Every step was clearly explained to us! We also have a joint account and the app is great. Reviewed on: 9th March 2023

Helpful

Caring honest bank genuinely looks out for you Reviewed on: 3rd March 2023

No issues

Switched mortgage to Halifax in 2022, no issues, easy to deal with Reviewed on: 2nd March 2023

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