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Halifax: Fixed Rate Mortgage reviews

3.89
Based on 162 reviews, last reviewed 13th Jun 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
57%
See only 4 star reviews
18%
See only 3 star reviews
5%
See only 2 star reviews
2%
See only 1 star reviews
18%

Latest highest rating:

5

Halifax Mortgage Just re-mortgaged with Halifax, spoke to a broker first to get market rates and was going to proceed down this route but Halifax were only marginally ... Read more Reviewed on: 13th June 2025
Rob's avatar
Rob

Latest lowest rating:

1

Poor. Big regret using Halifax for our mortgage Never heard anything from Halifax (we bought our first home 3 months ago) other than a letter to say when our first mortgage payment was due. No “cong... Read more Reviewed on: 13th April 2025
Tricia S's avatar
Tricia S

About this product

Halifax is a bank offering a range of financial services, such as bank accounts, savings, insurance and mortgages, including fixed rate mortgages. A fixed rate mortgage will have a set interest rate for a certain term, usually two or five years. It’s important to be confident that you understand the terms, conditions and interest rate of a mortgage. Always consult the lender or an independent advisor if you need help understanding the options available to you.

Finding the right mortgage is a huge part of buying your dream home. We collect Halifax fixed rate mortgage reviews to help you decide if the lender and product are right for your needs.

If you’re considering a fixed rate mortgage with Halifax, read the reviews on Smart Money People first. Find out why customers chose this mortgage product and how satisfied they’ve been so far. Learn more about Halifax’s customer service. Read about genuine experiences to gain valuable insight into the provider.

Did you purchase your home with a Halifax fixed rate mortgage? Write an honest review today. Tell us why you chose Halifax and this particular mortgage product. Was the application process simple to understand? Share the main pros and cons you’ve experienced so far. Has Halifax kept you well informed of any important mortgage news or updates? Would you recommend your mortgage product to family and friends? Leave a Halifax fixed rate mortgage review today. Together, we can help people like you make better financial decisions.

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Halifax Fixed Rate Mortgage reviews (29)

We took out our first mortgage with Halifax and its...

4
We took out our first mortgage with Halifax and its been easy to manage. I love the HelloHome feature on the app that allows us to look at out estimated equity and track an overview of how much we owe each month. Reviewed on: 18th March 2024

Mortgage

4
Easy to use did it all on line ……. Reviewed on: 20th August 2023

Great rates and easy to use

4
Offered us great rates when times were tough and have been very easy to use. Easy to get in contact with the right person when needed Reviewed on: 14th August 2023

Good rate

4
Good rate whilst it lasted. Shame can’t get something similar today. Reviewed on: 7th April 2023

Best rates in the market

4
Not much to say, when looking for a mortgage, they always had the best rates in the market. The app is comprehensible and you can manage everything there. No need to have a bank account with them. Reviewed on: 5th April 2023

Halifax mortgages

4
At the time of application, Halifax had the best interest rate for a 5 year mortgage. If, when it comes time to renew, they are still the cheapest, I’d happily stay with them. I can easily track my mortgage and pay into it early if I’d like to. Reviewed on: 30th March 2023

Peace of mind

4
Able to budget with peace of mind Reviewed on: 14th March 2023

Simple and doable

4
As a first time buyer our experience was simple and doable. Every step was clearly explained to us! We also have a joint account and the app is great. Reviewed on: 9th March 2023

No issues

4
Switched mortgage to Halifax in 2022, no issues, easy to deal with Reviewed on: 2nd March 2023

Halifax account, app and Mortgage

4
I have been with Halifax for over 12 years and have mortgage with them too. Very easy banking and Halifax app is making things more simple anywhere i go. Reviewed on: 1st March 2023

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