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Halifax: Reward Current Account reviews

Name: Reward Current Account
Rating: 4.38 (194 reviews)

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4.41

Based on 194 reviews, last reviewed 12th Feb 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

62%

24%

Latest highest rating:

5

Great for everything We have all our accounts and insurance through Halifax. It's great being able to see everything online at the same time. The extras that you get with ... Read more Reviewed on: 12th February 2025

Latest lowest rating:

1

Reward a/c £5 pm for this a/c Only they do not pay it. Try phoning, its from one dept to another, same questions same "can you hold on a moment". It's like f... Read more Reviewed on: 10th August 2023

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About this product

The Halifax Reward Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Halifax Reward Account, each year, you can choose the monthly reward you’d like. Other benefits include exclusive savings offers and cashback. Halifax also has a mobile banking app.

Halifax Reward Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Halifax Reward Current Account reviews (194)

Review of the Halifax, Reward Current Account:

Tricky start but eventually all sorted

I have had a reward saver account for a while now and everything was fine for a good while until I needed to change some of my direct debits and the way money came into and went out of my account. Suddenly the £5 month reward stopped arriving. So I set up a meeting with an advisor and went away after an hour hoping all was sorted, but 3 months later I realised things were still not working out properly. I went into a different branch and had another meeting with a very helpful advisor who has at last helped me sort everything out so it now all works well and the £5 arrives on time. The Halifax also back paid all the £5 I had missed out on, so it was definitely worth me persevering with them to get it sorted. So in essence I would say that this is a good account to have but keep an eye on your account. Reviewed on: 24th December 2015

Easy to bank with and a £5 reward per month

I have been banking with Halifax with the reward current account for about 4 years now and overall have experienced positive customer services. I mainly bank online and there system works well for everything I need including checking my balance, setting up direct debit and transferring money. If you pay your wages in of £750 a month then they give you a £5 reward each month as long as you are in credit. This is really good and I think has saved me more over the years than some of the other banks that just give you a one off payment. I also have a linked credit card which gives me another £5 per month if I spend £3000 a month so long as I keep the current account. Overall I think it is a very good account. Reviewed on: 9th August 2015

Great bank

Very good bank. I've always been with the halifax. Customer service is great and staff are friendly. £5 bonus a month is a bonus. Reviewed on: 9th August 2015

Great Current Account switching experience and more

Current account switch was well coordinated, i received regular updates throughout the process. I continue to receive regular updates and my monthly reward continues to be unaffected by current account changes - i still receive my £5 per month on top of the £120 i received upon switching. I have also been very happy with the smartphone application which allows me to do everything from my mobile Reviewed on: 9th August 2015

Very rewarding!

I'd like to give this account 5* but what is holding it back is the range of rewards. I think more cashback / more surprise thank yous etc would make this account unbeatable - as it is it is pretty good. Reviewed on: 31st July 2015

Wouldn't think about going elsewhere

I love banking with Halifax. The reward account is really great and Halifax seem to be bringing some new things to us which makes it a step ahead - well recommended. Reviewed on: 21st July 2015

A rewarding experience!

I've been very impressed with my Halifax experience. I've had an account with them for over 8 years and I can honestly say that 1) I've never experienced any issues and 2) the rewards are useful for me, which helps me save a bit of money here and there. Reviewed on: 4th June 2015

good but overdraft fees are extortionate

I've been with The Halifax for years since I was 18. They were always brilliant , helpful staff, signed me up to a student account when I was unemployed so I could have a full account with a check book. However since they changed their overdraft fees I am hugely dissatisfied. i basically might as well be paying Wonga as they charge £1 per day for using your arranged overdraft and yes I know they're lending you money and you shouldn't go overdrawn but how is it helpful to charge people who are short of cash more cash ? I basically end up paying £30 worth of fees every month because I don't have enough money to pay it off so I am trapped with The Halifax until I can. It is scandalous but as usual no uproar, they've been doing it for years now- think of all the money thy make from the poor.... Reviewed on: 29th April 2015

Great Card with good rewards.

This card pays you £5 per month to stay in balance and have 3 direct debits. I was on the ultimate but downgraded as all i was paying £10 a month for was my phone insurance. Now i pay £4 a month for my insurance with another provider and Halifax pays me £5 a month so i am now better off. Reviewed on: 28th April 2015

Best reward account, and free!

You can open a Halifax rewards current account as long as you pay in £750 each month and have two direct debits. They will then reward you with £5 (interest already deducted) meaning you can earn £60 per year. There is no condition that you keep the money in the account so you can remove the money right away afterwards. Pair with 2x Halifax reward credit card and earn even more rewards! Reviewed on: 24th April 2015

A great current account with no fee and rewards

I have banked with the Halifax reward current account for about 5 years now. Each month you get £5 reward as long as you pay your wages in of about £750. If you also have the linked credit card and spend £300 you get another £5 a month. I use the internet banking site which is easy to use and gives me an up to date record of my transactions. I have never had any problems or difficulties with them and they have many branches nationwide so are easy to use Reviewed on: 21st April 2015

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