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Halifax: Reward current account reviews

4.37
Based on 201 reviews, last reviewed 27th Mar 2026
400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
64%
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23%
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8%
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1%
See only 1 star reviews
4%

Latest highest rating:

5

Halifax Band Review I’ve been with Halifax for nearly 30 years and I’ve always had good customer service. Reviewed on: 27th March 2026
Sparkle's avatar
Sparkle

Latest lowest rating:

2

Reward Current Account - useless reward tracker The Reward Current Account pays a £5 a month reward for (amongst other requirements) make £500 of debit card payments each month, which is pretty dece... Read more Reviewed on: 1st May 2025
ChrisO's avatar
ChrisO

About this product

The Halifax Reward current account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Halifax Reward account, each year, you can choose the monthly reward you’d like. Other benefits include exclusive savings offers and cashback. Halifax also has a mobile banking app.

Halifax Reward current account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Reward current account reviews (201)

£5 reward is good, but that's it

4
A good account with no monthly fee and a £5 reward as long as you hit their criteria. Reviewed on: 4th November 2015

Started well and remained so

4
From receiving the switching bonus quickly and being transferred without problem, i was happy fro the start and since then having met the criteria for the monthly reward,i have always received this and have no reason to criticize how Halifax have run my account. Reviewed on: 30th August 2015

easy to use

5
easy to operate current account and I get a £5 monthly reward. Staff helpful and friendly Reviewed on: 30th August 2015

Amazing service

5
Could not rate this company any higher. Always helpful and their online banking tool is just amazing. Always able to check my money. Reviewed on: 29th August 2015

More than expected

5
I've had a savings account with Halifax for a very long time, but never banked with Halifax before. But since I've switched, I've been glad. From their reward accounts bonuses (of £5 interest), to the Credit Cards £5 cash back for £300+ spend - Halifax have made banking with them worthwhile, as well as easy. No fiddly app required to log in online (unlike HSBC/First Direct and Barclays). The staff at a number of branches I've had to go into have always been very helpful. Definitely a bank worth banking with. Reviewed on: 29th August 2015

£5 monthly reward and £100 switch bonus

5
When I opened my account, I was content to receive a £5 monthly reward for my day-to-day banking. I was later pleased to find out that I was entitled to switch my old account and gain a £100 bonus! Reviewed on: 29th August 2015

A regular but small bonus

4
The monthly £5 bonus for savers is a small extra but certainly below what you could get elsewhere if you have a lot of money in your account.The service i have found to be average over the phone but in branch i am very happy with how efficient the branch is in dealing with queries for who i can get hold of quickly. Reviewed on: 26th August 2015

GREAT VALUE

5
Switched to this bank after getting fed up with Barclays and the £100 incentive to switch was too good to miss. Switch went through smoothly and I now also get £5 a month which is more than I got with Barclays. Staff in branch helpful - no problems so far. Really pleased Reviewed on: 26th August 2015

Stop sending paper bills

3
When I first opened my account, I opted for paper statements. I got a notification on the online banking platform to switch to paperless statements for all my accounts so I accepted and entered my password to confirm this. However, I am still getting those pesky paper statements and also the message online telling me to switch when I have done so twice now. Not impressed, Reviewed on: 26th August 2015

Decent account with a nice little bonus every month for no effort

5
My housemate and I use this as a joint account to deal with the household bills. We each pay in a certain amount each month which easily covers the required £750 credit required as one of the qualifying criteria. Paying all our bills from it via various direct debits means we have the second criteria. We pay enough in to cover the bills and then some so the account is always in credit, this means through just running the account we earn £5 per month for nothing - great! We upgraded to the account from what Halifax's kiddycard account (Easycash) so I can't comment on the application process and we didn't get the £100 bonus for switching but the upgrade was smooth and carried out quickly. We have had no problems running the account, we don't have an overdraft so I can't comment on that. Halifax Online is easy to use although their app could be improved, it's a bit dated and the functionality isn't as good as other banks' apps I've used. This means I usually use the website for online banking which is fine. We haven't had to contact Halifax about the account since having it so no comment on the customer service but all round this is a good account which fits certain circumstances. For us it means £60 per year we wouldn't otherwise have had so can'tbe too bad! Reviewed on: 25th August 2015

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