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Halifax: Reward current account reviews

4.46
Based on 205 reviews, last reviewed 4th Jun 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
64%
See only 4 star reviews
23%
See only 3 star reviews
8%
See only 2 star reviews
1%
See only 1 star reviews
4%

Latest highest rating:

5

Reward current account is a great! Reward current account is a great account which includes cash rewards Reviewed on: 4th June 2026
Elin A's avatar
Elin A

Latest lowest rating:

2

Reward Current Account - useless reward tracker The Reward Current Account pays a £5 a month reward for (amongst other requirements) make £500 of debit card payments each month, which is pretty dece... Read more Reviewed on: 1st May 2025
ChrisO's avatar
ChrisO

About this product

The Halifax Reward current account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Halifax Reward account, each year, you can choose the monthly reward you’d like. Other benefits include exclusive savings offers and cashback. Halifax also has a mobile banking app.

Halifax Reward current account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Reward current account reviews (205)

Staff in branch are friendly and helpful

5
Although I use online banking, I like to have a branch to visit and I find the staff at my local branch friendly and helpful. Reviewed on: 10th August 2015

Halifax Reward Account

4
What ever your Health Condition the staff at HALIFAX are always happy to provide the best circumstance to get the problem resolve. Reviewed on: 9th August 2015

Easy to bank with and a £5 reward per month

4
I have been banking with Halifax with the reward current account for about 4 years now and overall have experienced positive customer services. I mainly bank online and there system works well for everything I need including checking my balance, setting up direct debit and transferring money. If you pay your wages in of £750 a month then they give you a £5 reward each month as long as you are in credit. This is really good and I think has saved me more over the years than some of the other banks that just give you a one off payment. I also have a linked credit card which gives me another £5 per month if I spend £3000 a month so long as I keep the current account. Overall I think it is a very good account. Reviewed on: 9th August 2015

Great bank

5
Very good bank. I've always been with the halifax. Customer service is great and staff are friendly. £5 bonus a month is a bonus. Reviewed on: 9th August 2015

Great Current Account switching experience and more

5
Current account switch was well coordinated, i received regular updates throughout the process. I continue to receive regular updates and my monthly reward continues to be unaffected by current account changes - i still receive my £5 per month on top of the £120 i received upon switching. I have also been very happy with the smartphone application which allows me to do everything from my mobile Reviewed on: 9th August 2015

Very rewarding!

4
I'd like to give this account 5* but what is holding it back is the range of rewards. I think more cashback / more surprise thank yous etc would make this account unbeatable - as it is it is pretty good. Reviewed on: 31st July 2015

Wouldn't think about going elsewhere

5
I love banking with Halifax. The reward account is really great and Halifax seem to be bringing some new things to us which makes it a step ahead - well recommended. Reviewed on: 21st July 2015

A rewarding experience!

4
I've been very impressed with my Halifax experience. I've had an account with them for over 8 years and I can honestly say that 1) I've never experienced any issues and 2) the rewards are useful for me, which helps me save a bit of money here and there. Reviewed on: 4th June 2015

good but overdraft fees are extortionate

4
I've been with The Halifax for years since I was 18. They were always brilliant , helpful staff, signed me up to a student account when I was unemployed so I could have a full account with a check book. However since they changed their overdraft fees I am hugely dissatisfied. i basically might as well be paying Wonga as they charge £1 per day for using your arranged overdraft and yes I know they're lending you money and you shouldn't go overdrawn but how is it helpful to charge people who are short of cash more cash ? I basically end up paying £30 worth of fees every month because I don't have enough money to pay it off so I am trapped with The Halifax until I can. It is scandalous but as usual no uproar, they've been doing it for years now- think of all the money thy make from the poor.... Reviewed on: 29th April 2015

Great Card with good rewards.

5
This card pays you £5 per month to stay in balance and have 3 direct debits. I was on the ultimate but downgraded as all i was paying £10 a month for was my phone insurance. Now i pay £4 a month for my insurance with another provider and Halifax pays me £5 a month so i am now better off. Reviewed on: 28th April 2015

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