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Halifax: Reward current account reviews

4.35
Based on 197 reviews, last reviewed 1st May 2025
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Latest highest rating:

5

Always friendly and helpful staff, and my ultimate r... Always friendly and helpful staff, and my ultimate reward product gives me even more peace of mind for travel, breakdown cover, mobile phone cover and... Read more Reviewed on: 2nd April 2025
Steven Butler's avatar
Steven Butler

Latest lowest rating:

2

Reward Current Account - useless reward tracker The Reward Current Account pays a £5 a month reward for (amongst other requirements) make £500 of debit card payments each month, which is pretty dece... Read more Reviewed on: 1st May 2025
ChrisO's avatar
ChrisO

About this product

The Halifax Reward current account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Halifax Reward account, each year, you can choose the monthly reward you’d like. Other benefits include exclusive savings offers and cashback. Halifax also has a mobile banking app.

Halifax Reward current account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Reward current account reviews (197)

A bank staffed by human beings.

5
My old bank had always made banking seem like a chore. I was going through a financially tight month when I decided to try Halifax, the hundred pound they were offering for switching was much appreciated. At first I was skeptical, they were offering a fiver a month just to pay my money in there, regardless if I went and spent it all afterward, it seemed to good to be true. That day, sitting in that comfy chair, I couldn’t help still feeling suspicious as the young man took me through all the details. After about ten minutes of questions and smiles he told me it was open and the hundred pound reward was now in there, and all my direct debits and standing orders would be moved over by a certain date. I now feel a little bad for feeling that way, the reward was in there, my fiver is always on time and the service is always great. I can literally take a cheque, or some cash into the branch, hand it over pop my card in a reader and get a receipt, no more filling out forms and having some machine try to snap my hand off. A visa card came with the account, I’m yet to find somewhere I can’t use it. Personally this makes me feel very secure, I really don’t like to carry cash. The online banking facility is great too. I’m a person who lives payment to payment, I’m on a budget and have to plan my payments carefully. The extra fiver a month is a great help as are the ease of banking and online facilities. Halifax has made my life that little less stressful. I’ve never had a problem with them (touch wood) and I would recommend them to anyone. Reviewed on: 18th January 2015

A reward just for being me.

5
To some people, switching bank accounts is an arduous task with so much hassle and wasted time. To me, switching my bank account was the best financial decision I have ever made and I'm reminded what a great bank I'm with every single month. Initially, I thought there was a 'catch' with the limited time offer that was advertised for Halifax bank. "£100 for switching and £5 a month into my account when my wages are deposited?", I questioned in my head. When there is so much to gain, the amount to lose is lessened. I went for it! I met with an extremely helpful gentleman in my nearest branch. It was during my lunch break so the timing was perfect. You could tell by how helpful he was that this was a bank who values their customers - and who add value to their customers through reward of loyalty. My misconceptions of having to spend so much time to manually change my direct debits were explained clearly. Halifax did all of the hard work! With such a busy life, it was a nice feeling one of the most important parts of it was being professionally handed. Over a year on and I have received £5 per month from Halifax just for making sure my wages went into the account. And as for the £100 bonus for switching...well I still remember the last minute deal for a couples weekend my partner and I had! Thank you, Halifax! Reviewed on: 11th January 2015

Easy

5
Switched bank account and Halifax made it easy. Have had no problems with their service. Reviewed on: 17th December 2014

Great deal

4
Overall, my experience with Halifax has been pretty positive. I like the reward account in particular as it feels like a fair account - particularly the overdraft and the cash back is a nice bonus! Reviewed on: 18th November 2014

Get paid for having a free account!

4
This is an easy review to write. Halifax have been good for me and i especially like that they gave me £100 when i joined, and £5/month since. Not too bad :-) Reviewed on: 27th October 2014

Good benefits

3
Had my reward current account with Halifax for the last few years and haven't had any issues. Reviewed on: 2nd October 2014

Good benefits but useless staff

2
This current account comes with some really good benefits like AA cover and mobile insurance. Accessing these benefits isn’t as simple as it should be but if your willing to put up with the hassle of dealing with Halifax staff then give it a go. It’ll cost you £10-15 per month. Reviewed on: 2nd October 2014

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