Write a review

Hinckley & Rugby Building Society: Mortgages reviews

Name: Mortgages
Rating: 4.47 (366 reviews)

View other Hinckley & Rugby Building Society products

4.57

Based on 366 reviews, last reviewed 19th Feb 2025

50% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

78%

Latest highest rating:

5

Credibility Hinckley & Rugby Building Society was thorough and it speaks to their credibility. Reviewed on: 19th February 2025

Latest lowest rating:

1

Slow, poor value and unhelpful Took 8 months to arrange a remortgage, response to any communication always exceptionally slow and often asked to provide the same information multipl... Read more Reviewed on: 24th May 2024

Read all reviews See your review

About this product

Your home is likely to be your largest financial purchase, so finding the right lender is key. We collect Hinckley & Rugby Building Society mortgage reviews to help you make an informed decision.

Hinkley & Rugby Building Society is a mutual organisation that provides a range of mortgage products. Before taking out a mortgage product, make sure that you’re confident with the terms, conditions and interest rates. Always contact the lender or an independent advisor if you have any questions or need help understanding your options.

Are you considering Hinckley & Rugby Building Society as your mortgage lender? Gain valuable insight into the Society by reading the reviews on Smart Money People. Find out what mortgage products homeowners have and how satisfied they have been throughout the term. Learn more about the customer service received and whether borrowers would recommend the lender to family and friends. All of this and more can be found in our Hinckley & Rugby Building Society mortgage reviews.

Did Hinckley & Rugby Building Society help you purchase your dream home? Share your experience with others by writing a review. Tell us why you chose Hinckley & Rugby Building Society. Did you feel supported throughout the application process? Has the Society kept you up to date with any important mortgage news and changes? Would you recommend your mortgage product to family and friends? Write a Hinckley & Rugby Building Society mortgage review today.

Hinckley & Rugby Building Society Mortgages reviews (366)

Review of the Hinckley & Rugby Building Society, Mortgages:

Very fast processing.

Very fast processing. I was expecting this to be taking more time but it was very fast. I am very pleased. Reviewed on: 10th December 2024

Reply from Hinckley & Rugby Building Society Hi Sangeeth, It’s great to hear you were pleased with the speed of our mortgage process. We are working hard to introduce efficiencies which make the process as smooth as possible for our members. Thank you for taking the time to pass on your feedback. Should you need any further assistance in the future please do not hesitate to contact our team. Response date: 11th December 2024

Poor service

This company were so inefficient. They came back again and again with questions. And just at the last minute before completing, they came back with more questions. They are overly particular. Would not choose again Reviewed on: 12th February 2021

Reply from Hinckley & Rugby Building Society Thanks for your feedback. We’re really sorry you feel this way. We’d love to investigate the circumstances and provide you with a personalised response – please can you email the Head of Underwriting - [email protected] with your name and account number? Response date: 15th February 2021

Absolutely useless

We are doing a selfbuidl and applied via Buildbase in August last year, full application went in in October, after two months of not hearing anything we changed, seems you your systems 'lost it' so resubmitted at start of December, after some week so questions, we replied in two days, another wait. More question (which you had already has answers to). Warned we would lose the builder (due to start on site on 15th March) if you didn't give us an answer. More waiting. Warned last possible deadline was today. Get email at 4:30 saying 'underwriter still has a couple of questions but I;m on holiday nest week so I'll tell you what they are when I get back. Call with our builder and he confirmed he cannot wait any longer. What is your official complaints procedure. Reviewed on: 5th February 2021

Reply from Hinckley & Rugby Building Society We’re very sorry that your experience was so poor. Thanks for giving us the opportunity to turn this around, we understand that you’re back on track now, and all is well. We look forward to hopefully keeping you as customers for a very long time! Response date: 12th February 2021

Never Again!

After months of what felt like going around in circles and being asked for the same info multiple times, we finally got there. Sarah was great, but I’ve never experienced such scrutiny for such a small unregulated mortgage where affordability, experience as a landlord and excellent credit rating were applicable. It felt like every other day another document was required instead of simply requesting what was needed in one request. We ended up sending over 70 individual documents in the end. I was even asked to confirm via email that I understood the contents of a document I had already signed to say I understood the contents! As the title says - never and I mean never again. Steer well clear if you want to keep your sanity and blood pressure down. Reviewed on: 25th January 2021

excellent service provided by staff at Castle Street office.

Good service and very efficient. Reviewed on: 20th January 2021

Reply from Hinckley & Rugby Building Society Thank you so much for this wonderful feedback which we have shared with the teams in our branches and head office. We are delighted to hear that you are so happy with the service you have received. Response date: 21st January 2021

Excellent !!

Simple brilliant , can’t express words very prompt response.. nothing less than 5 star.. would highly recommend.. Reviewed on: 18th January 2021

Self Build Mortgage - More Straightforward than expected

I had heard a few horror stories when researching self-build mortgages so have been pleasantly surprised with the ease of arranging and completing such a mortgage with HRBS. Reviewed on: 24th December 2020

Working with you.

A very difficult episode in my life in my later years was made a little more secure with the professional services of HRBS. Reviewed on: 23rd December 2020

Fine, so many questions though!!

Took a while but all sorted now. Reviewed on: 23rd December 2020

Competitive products with professional services

In the midst of the pandemic, the staff from Hinckley & Rugby Building Society me throughout the mortgage application process to completion. Staff are always approachable and yet professional with a deep knowledge of their products. The communication has always been there and as I have experience with other mortgage companies as well. I would highly recommend Hinckley & Rugby to anyone. I would like to give then a shout out here as my token of appreciation. Regards, Edmund from East London Reviewed on: 11th December 2020

Efficient service during difficult circumstances

In what has been a stressful year HRBS were excellent in assisting myself and fiancé in obtaining a mortgage. We previously lost out on another property and the HRBS were very understanding and efficient when we found another property. Thank you once again. Reviewed on: 1st December 2020

Do you have a different Hinckley & Rugby Building Society product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Mortgages
from Kent Reliance 1.33 from 28 reviews
Tracker Rate Mortgage
from RBS 2.67 from 3 reviews
Fixed Rate Mortgage
from West Brom Building Society 2.00 from 8 reviews

There's still more to see!

Hinckley & Rugby Building Society has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub