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Hinckley & Rugby Building Society: Mortgages reviews

Name: Mortgages
Rating: 4.48 (382 reviews)

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4.55

Based on 382 reviews, last reviewed 10th Oct 2025

17% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

78%

Latest highest rating:

5

Excellent service Excellent experience from start to finish with my mortgage application Reviewed on: 10th October 2025

Verified source

Latest lowest rating:

1

Slow, poor value and unhelpful Took 8 months to arrange a remortgage, response to any communication always exceptionally slow and often asked to provide the same information multipl... Read more Reviewed on: 24th May 2024

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About this product

Hinckley & Rugby Building Society only provide new mortgages that are arranged through a mortgage broker.

Hinckley & Rugby Building Society have partnered with the Mortgage Advice Bureau. They provide mortgage guidance searching through over 90 lenders to find you a lender.

Hinckley & Rugby Building Society mortgage reviews help you find out what it’s really like to be a customer. If you’ve used Hinckley & Rugby Building Society before, you can also leave a review and share your experience.

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Hinckley & Rugby Building Society Mortgages reviews (382)

Terrible Company not to be trusted

Happy to give me and my partner an agreement in principle and take the fees. Some 8 weeks later they moved the goalposts and criteria on lending to us . At the start we agreed a 5% deposit with our position very clear and transparent and acceptable to proceed. At what we thought was almost the offer stage the proposal was declined and only then with a 25% deposit could we possibly proceed. Our circumstances never changed I this time !!! An absolute waste of everyone’s time and energy . The qualification process is a total shambles . Because of the long process we also lost the property we were looking at For mortgages Avoid....absolutely terrible service Reviewed on: 9th July 2021

Reply from Hinckley & Rugby Building Society Thank you for your feedback - we’re sorry you’re unhappy with your experience. We take feedback of this nature very seriously and will be in touch shortly. Response date: 13th July 2021

Got there in the end.

Originally turned down for the mortgage & I had to implore my broker to try again, a very stressful time convincing yourselves to lend. Reviewed on: 5th July 2021

Reply from Hinckley & Rugby Building Society Thank you for your feedback - we’re really sorry that your experience was not more positive. We’d love to investigate the circumstances behind the issues and provide you with a personalised response – if you’re happy for us to do so, please email [email protected] with your details so that we can identify you. Response date: 13th July 2021

Excellent service

I received excellent service , very polite, helpful and efficient. Louise in particular went out of her way to assist me. Reviewed on: 30th June 2021

Reply from Hinckley & Rugby Building Society Thank you for your lovely feedback. Our mortgage team are constantly striving to ensure they provide the highest level of service to our customers and will be delighted to know how happy you are with the service you received. Response date: 1st July 2021

Amazing Service

Given the limited time frame we were in H&R truly pulled out all the stops and delivered in 4 days. Brilliant service. Reviewed on: 21st June 2021

Reply from Hinckley & Rugby Building Society Thank you for your wonderful feedback. We’re delighted to hear that you had such a positive experience with us and look forward to assisting you again. Response date: 22nd June 2021

Friendly efficient and quick

The staff are very effective in handling questions and offer a relaxed and friendly service Reviewed on: 15th June 2021

Brilliant service

Hassle free, no issues, any questions answered straight away, friendly staff Reviewed on: 15th June 2021

Reply from Hinckley & Rugby Building Society Thank you for your wonderful review. Our mortgage team are always on hand to offer assistance and will be thrilled to hear that you had such a positive experience. Response date: 16th June 2021

Personalised Service

As a contractor I had found it difficult to obtain a mortgage from my existing lender of 25 years and other main stream lenders. H&R actually looked at my case as an individual and there were no loops to jump through to get a decision. The whole process was so smooth I thought I was dreaming. Wish I had known about them years ago. Reviewed on: 4th June 2021

Self-build mortgage

The underwriting process was infuriatingly slow Reviewed on: 3rd June 2021

Reply from Hinckley & Rugby Building Society Thank you for your feedback. We’re sorry to hear you were not satisfied with the service you received. Your comments will be passed on and discussed with the team. Response date: 4th June 2021

Later life mortgage

My application was dealt with in a fast and friendly manner. It was a great relief and help to me to be able to get a mortgage at my age (72). Reviewed on: 3rd June 2021

Excellent

Very good service really quick and easy mortgage service very helpful! Reviewed on: 3rd June 2021

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