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Hinckley & Rugby Building Society: Mortgages reviews

Name: Mortgages
Rating: 4.49 (389 reviews)

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4.58

Based on 389 reviews, last reviewed 28th Nov 2025

175% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

78%

Latest highest rating:

5

Fantastic customer service I was advised to get an offset mortgage at a time I was going through a divorce but the finances weren't settled and I would get money for a deposit t... Read more Reviewed on: 28th November 2025

Latest lowest rating:

1

Slow, poor value and unhelpful Took 8 months to arrange a remortgage, response to any communication always exceptionally slow and often asked to provide the same information multipl... Read more Reviewed on: 24th May 2024

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About this product

Hinckley & Rugby Building Society only provide new mortgages that are arranged through a mortgage broker.

Hinckley & Rugby Building Society have partnered with the Mortgage Advice Bureau. They provide mortgage guidance searching through over 90 lenders to find you a lender.

Hinckley & Rugby Building Society mortgage reviews help you find out what it’s really like to be a customer. If you’ve used Hinckley & Rugby Building Society before, you can also leave a review and share your experience.

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Hinckley & Rugby Building Society Mortgages reviews (389)

Amazing Service

Given the limited time frame we were in H&R truly pulled out all the stops and delivered in 4 days. Brilliant service. Reviewed on: 21st June 2021

Reply from Hinckley & Rugby Building Society Thank you for your wonderful feedback. We’re delighted to hear that you had such a positive experience with us and look forward to assisting you again. Response date: 22nd June 2021

Friendly efficient and quick

The staff are very effective in handling questions and offer a relaxed and friendly service Reviewed on: 15th June 2021

Reply from Hinckley & Rugby Building Society Thank you for your lovely feedback. Our mortgage team are constantly striving to ensure they provide the highest level of service to our customers and will be delighted to know how happy you are with the service you received. Response date: 16th June 2021

Brilliant service

Hassle free, no issues, any questions answered straight away, friendly staff Reviewed on: 15th June 2021

Reply from Hinckley & Rugby Building Society Thank you for your wonderful review. Our mortgage team are always on hand to offer assistance and will be thrilled to hear that you had such a positive experience. Response date: 16th June 2021

Personalised Service

As a contractor I had found it difficult to obtain a mortgage from my existing lender of 25 years and other main stream lenders. H&R actually looked at my case as an individual and there were no loops to jump through to get a decision. The whole process was so smooth I thought I was dreaming. Wish I had known about them years ago. Reviewed on: 4th June 2021

Self-build mortgage

The underwriting process was infuriatingly slow Reviewed on: 3rd June 2021

Reply from Hinckley & Rugby Building Society Thank you for your feedback. We’re sorry to hear you were not satisfied with the service you received. Your comments will be passed on and discussed with the team. Response date: 4th June 2021

Later life mortgage

My application was dealt with in a fast and friendly manner. It was a great relief and help to me to be able to get a mortgage at my age (72). Reviewed on: 3rd June 2021

Excellent

Very good service really quick and easy mortgage service very helpful! Reviewed on: 3rd June 2021

Good Service from H&R

Very happy with service from H&R, all the work they did was very smooth. As it was a self-build mortgage we had gone through some intermediaries and if anything the few minor hiccups were on that side not H&R. would definitely recommend. Reviewed on: 24th May 2021

Very quick and efficient process

All staff have been very helpful and willing to assist with any queries Reviewed on: 17th May 2021

Reply from Hinckley & Rugby Building Society Thank you for your lovely feedback. The efficiency of our service is a key priority for us and we’re delighted that you were happy with the service you received. Response date: 18th May 2021

Nicole and others were professional and efficient

The product is expensive but the staff behaved professionally and efficiently. I had a very unprofessional and inefficient broker and had I not left it too late to look around I would have bought a more competitive mortgage. My financial details clearly showed that the mortgage was affordable but I think that Hinckley&Rugby exploited my age in charging such a comparatively high rate of interest. Was it really necessary to charge me an extra £50 admin fee for reverting to a previous offer? Reviewed on: 17th May 2021

Reply from Hinckley & Rugby Building Society Thank you for your feedback - we’re pleased that our staff provided a professional and efficient service. Thanks also for allowing us to explain a little more about how we price our products, when we contacted you last week. We hope that you will remain a member of the Society for a long time. Response date: 24th May 2021

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