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Hinckley & Rugby Building Society: Mortgages reviews

Name: Mortgages
Rating: 4.71 (466 reviews)

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4.71

Based on 466 reviews, last reviewed 15th Jul 2026

40% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

81%

Latest highest rating:

5

A human touch in this age !!! Needed info about mortgage products and offers. Spoke to a human being which was a nice touch compared to other banks I have tried to get in touch wit... Read more Reviewed on: 15th July 2026

Latest lowest rating:

2

Not great The customer service team are pleasant and try, but the institution as a whole is fairly dreadful. Poor service, poor resolution, poor explanations, p... Read more Reviewed on: 17th June 2026

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About this product

Hinckley & Rugby Building Society only provide new mortgages that are arranged through a mortgage broker.

Hinckley & Rugby Building Society have partnered with the Mortgage Advice Bureau. They provide mortgage guidance searching through over 90 lenders to find you a lender.

Hinckley & Rugby Building Society mortgage reviews help you find out what it’s really like to be a customer. If you’ve used Hinckley & Rugby Building Society before, you can also leave a review and share your experience.

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Hinckley & Rugby Building Society Mortgages reviews (466)

Expectations hugely exceeded

I received a letter from Hinckley & Rugby dated 6th April advising that my existing mortgage product was coming to an end in 3 months time. I then selected one of the new product options which were offered and very easily and quickly completed the application process online. I called the contract variations department the following day explaining I would be on holiday when the new mortgage offer was being sent (4 weeks before the new mortgage start date) and I was told I would receive the new mortgage offer in 7 working days which was in itself brilliant. The lady on the phone was very friendly and helpful. However I received all the paperwork the following day by secure email. The day after I emailed a signed copy of my acceptance which allowed me the option of starting this new product within 7 days without incurring any early redemption charges. I then received an email advising I would receive a completion letter in a few days. However I received this letter, again by secure email, on the same day. The whole process from start to finish took 3 days. Quite remarkable! Reviewed on: 14th April 2022

Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 19th April 2022

Great service as always

We had a mortgage with this company over 20 years ago and when we moved and needed a shorter term mortgage, they have been great again. Always helpful. Reviewed on: 14th April 2022

Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 14th April 2022

Personal and responsive service

We were impressed how straightforward it was to communicate with H&R. The people we spoke to were extremely responsive, helpful and professional. They offered a very personal service which is hard to find in this day and age. Reviewed on: 13th April 2022

Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 14th April 2022

Amazing!

Hinckley & rugby have been great, helping us with a complex mortgage offer and The help I have received every time I have phoned as been amazing, quick and helpful, especially Shannon & Jessica! thank you so much. X Reviewed on: 12th April 2022

Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 13th April 2022

Bankole

Very straightforward and helpful Reviewed on: 11th April 2022

Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 12th April 2022

Individual personal service

H&R considered the whole mortgage affordability and personal information factors on it's merits rather than just a tick box Reviewed on: 9th April 2022

Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 11th April 2022

Great, quick and easy process.

Really happy with the level of service and the friendly helpful attitude of everyone. Reviewed on: 6th April 2022

Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 7th April 2022

Very efficient service.

We were kept up to date on email and experienced a very good service for our re-mortgage - it was all completed really quickly. Reviewed on: 30th March 2022

Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 31st March 2022

Stressful experience

Unfortunately, our mortgage application took 9 weeks to process before we got an offer. Then we we very disappointed when the money didn't arrive in our Solicitors account in time for us to get the keys to our new house which was planned for 14th March. Reviewed on: 30th March 2022

Reply from Hinckley & Rugby Building Society Thanks you for your feedback. We’re very sorry to hear of your disappointment and will be in touch shortly to discuss the circumstances and answer any questions you may have. Response date: 31st March 2022

Great rates with professional service

Amazing rates with amazing professionalism Reviewed on: 28th March 2022

Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 29th March 2022

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