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John Lewis: Partnership credit card reviews

Name: Partnership credit card
Rating: 2.08 (906 reviews)

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2.08

Based on 906 reviews, last reviewed 14th Sep 2026

67% decrease in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

I am happy I am happy to share my experience about John Lewis credit card. It's amazing and they provide high credit. Good service. Excellent app. Reviewed on: 14th July 2026

Latest lowest rating:

1

Avoid like the plague I am a senior citizen. A transaction I made at the weekend was blocked. The person I spoke to on Saturday did not believe I was me. I spoke to the fr... Read more Reviewed on: 14th September 2026

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About this product

With the John Lewis Partnership credit card, you earn points on eligible purchases to get John Lewis and Waitrose gift cards.

You can check your eligibility in minutes without affecting your credit rating. There are also John Lewis Partnership cardholder offers, prize draws and opportunities to boost your points.

John Lewis Partnership credit card reviews help you find out what it’s really like to be a customer. If you’ve used John Lewis before, you can also leave a review and share your experience.

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John Lewis Partnership credit card reviews (906)

John Lewis - Sort this out

New partnership card needs sorting asap. Banks don`t recognise the account you need to pay . New Day clearly can`t cope with the volume of phone calls. No other way of contacting them. How did John Lewis choose New Day ? We expect better from John Lewis. Reviewed on: 22nd October 2022

Poor service on all fronts

I like to pay my cc direct from my online bank (1st Direct), but the details in the paper statement don't explain who to pay and the details I put in didn't match anything. I phoned First Direct who were prompt to answer (as always) and said that apparently the payee is Debenhams! Now who would have thought a defunct department store would be involved... Also, 1st D said they'd been told to use the cc number as ref, while the statement says to use the a/c number, which is different. I tried to phone New Day/JL to check which number to use, but gave up after dire warnings of long waits and the most unhelpful, useless options menu I have ever come across. We deserve better service! Reviewed on: 22nd October 2022

Sharon White needs to listen to her Customers

Just received my new JL credit card. Credit limit was £15k; now £5k. Nigh on impossible to talk to a real person, advised a 25 minute queue if I want to wait (you always got through in less than a minute and got good service with HSBC). Card will be shredded and find another with better service. Used to rate JL but no longer - think again Sharon! Reviewed on: 22nd October 2022

Where do I start?

£25,000 limit on the old card, £5,000 on the new card. Payment details nowhere to be found if I want to pay direct from my bank account. Reviewed on: 21st October 2022

Two cards on same account

Switched to the new credit card and received first statement without designating which of he two cards linked to the account an expenditure is attributed to (as was the case with the old card). Chat line stated this wasn’t available so they are about to lose a customer. Reviewed on: 21st October 2022

Sadly I can't rate JL new card with zero stars!

I like to pay with a Direct Payment from my bank account so I have control over when it is paid. When I came to pay my balance the first month (September 22) I tried to add the new JL Partnership card but it does not exist in the bank's list of Credit Card Companies (worrying!). After a long conversation with a lady who was based overseas, and did not really understand UK banking systems, I finished up having to pay via the app. Came to pay again this month and the same happened again. The card is just not listed! If I then try to pay by entering John Lewis Credit Card with the sort code and account number they quote on their statement, of course it cannot find a match. So I contacted them via the app this time and still no joy. I did a screen shot of the long conversation and they said "As JL Partnership Card is a new tie-up with NewDay, payee name might not be available with banks yet under their payee name option, however you can contact your bank and your bank will be able to set up the bank details with payee name" NO THANKS!! I'm just going to stop using my card from now. I've had so many problems with everything to do with it, that I'm no longer going to use it. Reviewed on: 21st October 2022

impossible to activate new card.

have tried to follow "register for online services - impossible to log in. Always says it is wrong but have spent hours trying to fit ina/cnumber etc etc. years with the Partnership card. never a problem Reviewed on: 21st October 2022

Activating new card

I have been trying to activate my new card for several days. The 'easy' activate does not work and the OTP never arrives no matter how often I request it. Now resorted to trying to speak to an Associate have hung on hopefully for over an hour 3 days running. There appears to be no access to customer services. I agree with the other reviewers, I may have to abandon the JL card altogether...a shame after so many years of holding it. Reviewed on: 21st October 2022

Another lost customer

Like so many others, my "easy to apply" application was rejected despite having a high credit limit and paying off my card every month. Another bad decision, John Lewis, going downhill fast. Reviewed on: 20th October 2022

Absolute Rubbish

Had other JL card since launch, never increased limit and paid off every month. Got new card, asked for increased limit for a particular purchase. Online decline without asking any questions. Complained and still declined. Applied to a completely different provider and offered a limit 2.5 times higher. Card cut up and account closed. Good bye JL from a long standing, loyal customer! Reviewed on: 19th October 2022

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