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Lloyds Bank: Club Lloyds Current Account reviews

4.45
Based on 670 reviews, last reviewed 17th Apr 2026
6600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
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17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

5

I enjoy my lloyds club current account. I enjoy my lloyds club current account. I find it reassuring. When i have made contact they have answered as i needed. I love that i can see my credit... Read more Reviewed on: 17th April 2026
Elizabeth P's avatar
Elizabeth P

Latest lowest rating:

2

I have been a customer for 20 years or more. I have been a customer for 20 years or more. The branch service has got notably worse in the last couple of years - long queues with few counter staf... Read more Reviewed on: 16th April 2026
Alan from Halifax's avatar
Alan from Halifax

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (670)

I enjoy my lloyds club current account.

5
I enjoy my lloyds club current account. I find it reassuring. When i have made contact they have answered as i needed. I love that i can see my credit card and some other accounts under the same umbrella but other bank name too. Reviewed on: 17th April 2026

Linked account to 'save the change' fab idea and the...

5
Linked account to 'save the change' fab idea and the savings over a year is unreal. Highly rrcommend having this. Reviewed on: 17th April 2026

Always great customer service and the club rewards a...

5
Always great customer service and the club rewards are good Reviewed on: 17th April 2026

Great bank, always reliable, been with them for years

5
Great bank, always reliable, been with them for years Reviewed on: 17th April 2026

My local branch of Lloyds closed.

3
My local branch of Lloyds closed. In the weeks leading up to closure staff chatted to customers asking if they’d thought of banking online. Clearly they were setting people up to get used to not having a local branch. I’m able to bank online but not all Lloyds customers are able to do that. Reviewed on: 16th April 2026

I have been a customer for 20 years or more.

2
I have been a customer for 20 years or more. The branch service has got notably worse in the last couple of years - long queues with few counter staff. The e-mails this month have offered me a loan despite always keeping £1k in my current account; and an expensive credit card when I already have a cashback credit card from another supplier which I clear in full every month. If they are using A.I. then it has to be the worst example ever. Reviewed on: 16th April 2026

Benefits of Lloyds Current Account

5
I have been a customer of Lloyds Bank for over 40 years. In that time I have had many products. The standout has been a package current account. The monthly fee has more than covered the benefits which I have used. Plus an agreed overdraft, if needed and interest paid monthly. Reviewed on: 16th April 2026

Lloyds were understanding and compassionate.

5
Lloyds were understanding and compassionate. Very helpful with my query Reviewed on: 16th April 2026

Very good efficient bank with the best app

5
Very good efficient bank with the best app Reviewed on: 16th April 2026

Seamless and convenient.

5
Seamless and convenient. Lloyds bank services are always swift both in problem solving and transactions. Reviewed on: 16th April 2026

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