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Lloyds Bank: Home insurance reviews

Name: Home insurance
Rating: 2.37 (114 reviews)

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2.21

Based on 114 reviews, last reviewed 29th Aug 2025

No new 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

24%

12%

60%

Latest highest rating:

4

I’m very glad that Lloyds have been positive about T... I’m very glad that Lloyds have been positive about Trans Rights. Reviewed on: 22nd April 2025

Latest lowest rating:

1

Avoid Lloyds home insurance like the plague We had a house fire in 2021, and the buildings insurance was with Lloyds. They were absolutely terrible from every conceivable aspect. Appalling cust... Read more Reviewed on: 29th August 2025

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About this product

Lloyds Bank offer three levels of home insurance.

The Bronze policy is the most basic cover, Silver and Gold policies include accidental damage cover. Legal expenses cover is also included as standard in the Silver and Gold policies. Home emergency cover is an optional upgrade on all three policies.

Lloyds Bank home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds Bank before, you can also leave a review and share your experience.

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Lloyds Bank Home insurance reviews (114)

Home Insurance ok

Bit pricey but ok customer service Reviewed on: 15th March 2017

Claim pending

I had accident truck trailer both are total loss, claim still under presses since 12/22/16,everything they received but didn't send us check,udjuser everytime make excuse,I'm sit home since had accident waiting for my check so I can buy new truck,please guys stay away from this insurance company,find batter one, I'm going to file law suit against them if somebody els stuck because of this shit insurance company,please email [email protected], Reviewed on: 28th February 2017

Excellent advice reduced our insurance

Our insurance premium was greatly reduced last year when we switched to Lloyds - we had a comprehensive chat with a member of staff who was confident they could reduce our premium. He was correct and we got better cover for the much reduced price. This year it has gone up slightly but is still considerably lower than the company we switched from. Reviewed on: 7th February 2017

Perfect

We needed contents insurance and got exactly what we needed for our need. We had a potential claim phoned up for advice and they support staff was amazing and helpful, gave brilliant advice Reviewed on: 3rd February 2017

getting house insurance

the process of getting insurance was very easy. information provided was very clear Reviewed on: 21st January 2017

Not the cheapest but the easiest!

So we may pay more with lloyds, but the amount of cover we get is great for what we need. It was so easy to set up insurance, just a few questions about lifestyle and where we live and boom! We've moved house twice since we have signed up, and each time they give us a new quote of how much difference it will be. The support team are so friendly and there when you need them! Reviewed on: 20th January 2017

Punished for loyalty

Had a Lloyds buildings policy for 14 years. Went up each year compounding considerably with no notification of this. Checked this years quote and was 320% of highest quote on money supermarket.com and 400% of current market quote from Lloyds themselves!! Challenged this with customer complaints and eventually told 'they were happy with the calculations'. Will be taking this to the FCA. Reviewed on: 3rd November 2016

House insurance

I would highly recommend Lloyds bank for insurance of any kind from our experience. They were fairly priced and we feel confident in such a long standing reputable bank. Reviewed on: 30th October 2016

my catastrophic leak

Lloyds were superb when we had a catastrophic leak last year. They were very effecicient once they found out it was not deliberate and were very helpful and we able to choose our replaceable items within a reasonable cost Reviewed on: 20th October 2016

Cons

Full of cons who do dodgy inside jobs Reviewed on: 3rd October 2016

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