Write a review

Lloyds Bank: Home Insurance reviews

Name: Home Insurance
Rating: 2.39 (110 reviews)

View other Lloyds Bank products

2.31

Based on 110 reviews, last reviewed 5th Sep 2024

400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

25%

12%

59%

Latest highest rating:

5

Do insurers take old customers for granted? Lloyds' home insurance quote proved to be very competitive and was easily put into practice (perhaps because I have insured my car with them before?) ... Read more Reviewed on: 5th September 2024

Latest lowest rating:

1

My cliam has been open for over a year and a half an... My cliam has been open for over a year and a half and no one can ever be bothered to call me and give me updates. I have to wait 40 mins to get throug... Read more Reviewed on: 6th July 2024

Read all reviews Write a review

About this product

Finding a robust home insurance policy from a reputable insurer is vital to protect your home. Finding the right insurer for your needs is just as important as the policy itself. We collect Lloyds Bank home insurance reviews to help you make an informed decision when choosing your new provider.

Lloyds Bank offers three levels of cover, Bronze, Silver and Gold, with a variety of optional extras. These can be added to any tier of cover that they are not already included with. Away from home cover and home emergency cover can be added to any tier policy. Lloyds Bank also offers discounts if you purchase your policy online.

Reading genuine customer reviews is the best way to ensure that both the product and provider are suited to your needs. Our Lloyds Bank home insurance reviews can provide you with valuable insight into life as a Lloyds Bank policyholder. Find out how others rate their experience with Lloyds Bank, and if they would recommend the provider to others. Learn more about the levels of cover on offer and if customers were satisfied with their chosen level.

Have you had a home insurance policy with Lloyds Bank? Share your experience with others. How simple was the signup process? Did you purchase online and if so, were you satisfied with the discounted premium cost? What level of cover did you choose, and did you select any additional extras? Would you renew your policy?

Whether good or bad, write a Lloyds Bank home insurance review today. Together, we can help people like you make better decisions.

Review Lloyds Bank: Home Insurance now

Help others make smarter decisions by sharing your own experience.

Write a review

Lloyds Bank Home Insurance reviews (110)

Freezer Claim

Appalling Customer Claim Service! Tried to claim for my freezer & Contents after I’d lost everything, never made a claim before & was Shocked at Lloyds Agent when I tried to claim... Got told to pull the food out of wheelie Bin & photograph it! Then said I’d need to contact Sainsbury’s etc to get copies of my food shopping receipts to prove purchases, Lloyds Agents whole manner in speaking to me was as if I was lying & trying to rob them!! When I asked if my claim would effect my policy as I thought I was protected, I was given a load of waffle about not having the policy for 6yrs + so my claims bonus wasn’t protected, Basically Told if I Claim they’ll just raise my monthly policy costs to get it all back! Left with Nothing & Feeling it was pointless paying for this Contents Ins with Lloyds every month if it’s not going to Help when you need it? Personally Don’t Waste Your Money. I’m Now Looking Elsewhere for a Trustworthy Company Reviewed on: 16th March 2018

Paid for insurance not fit for purpose

Tried to cancel home insurance and home emergency cover with no cancellation charges so I could go elsewhere Not possible ??? Engineer did not turn up when my heating packed up no phone call no contact at all still not sorted a week later unable to get in touch with service provider Loss confidence so wanted to cancell both policies sold by Lloyds Reviewed on: 5th March 2018

Abysmal, No idea what they are doing.

Trying to deal with Lloyds, and they are abysmal. They told me I should have read my policy prior to making my claim, they clearly did not check my notes the day before when I called them to query why I still had not had a copy of my policy. They very much treat you like a criminal, virtually suggesting that are trying to defraud them. The irony is, in 15 years of having car insurance and home insurance, I've never ever claimed off any insurance policy. I took photos to show them, and called them immediately to report the incident. If they looked at their own records they would see I was insured with them the prior year and never claimed either. They told me I want to claim for too many damaged items, but they haven't even got the claim list - as I told them I would have to ring them with it. Reviewed on: 25th January 2018

claim

been pretty smooth making first claim Reviewed on: 6th November 2017

So much for loyalty, renewal is 4 times higher then new quote from them!!!!

My wife has been renewing the home insurance with Lloyds but now I'm retired I checked their renewal quote and found it is 4 times more expensive then a new quote from them, and that was twice as expensive as competitors. Really feel abused !!!! Reviewed on: 2nd November 2017

Great cover

When I had to make a claim for a smashed glass door it was sorted out & replaced very quickly. Reviewed on: 2nd October 2017

Appalling

Four years of premiums without one claim. Refused to cover damage to roof of property despite admitting there were 'storm conditions' in the area at the time. Will be shopping for another provider. Avoid. Reviewed on: 13th September 2017

Awful service, VERY restrictive policy.

*****DO NOT USE THIS COMPANY. *****Awful constomer service, complaints department is an absolute joke. Policy is EXTREMELY restrictive and covers pretty much nothing. Reviewed on: 8th September 2017

Horrendous Service (Home Insurance)

Having been with lloyds for 21 years for home insurance and paying £85 per month I was horrified to be told that I'd need to pay £1000 excess for cracked internal wall. Let me tell you this was advised by advisor on the phone and he asked did I know how and when the crack appeared, did I know a structural engineer! Seriously! He told me to contact a builder get a quote then they'd decide if I would be covered. Did as they requested only to be told the crack in my wall did not cover me,with no good reason given to why I was not covered. Frustrated by the situation I contacted there complaints team and I'm still not really any further forward, I've now contacted the financial ombudsman and will await there outcome. AVOID THIS COMPANY! Reviewed on: 3rd September 2017

Cheap cover, but lousy big claim response

My elderly and disabled mum's home was severely damaged by a fire started by a negligent workman working at a neighbouring property. Lloyds loss assessor was charming and effusively reassuring at first but utterly appalling to deal with. Despite the fact that Lloyds are reclaiming the settlement from next door's insurers, he quibbled and fought on every bit of expense. Next door's settlement (mirror image semi) was £260k. Mum's home, which also needed back-to-brick repair & refurb throughout, he fought to keep down to well under 100k. She ended up having to shell out thousands from her own pocket. He wouldn't approve anything that he felt wasn't 100% down to the extensive smoke and water damage to the property, added several months' delay to works being completed by insisting on needless third party tests (that confirmed our own workmens' finding), curtailed the time they were prepared to pay for alternative accommodation, and in short showed no shred of practical sympathy, understanding or flexibility to meet the needs of a very vulnerable, elderly & disabled client. I wouldn't call him a heartless bastard. Given enough time I'm sure I could come up with a complimentary description - just can't think of one offhand. Won't touch Lloyds again. Reviewed on: 24th July 2017

Do you have a different Lloyds Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

There's still more to see!

Lloyds Bank has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub