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MBNA: Credit Card reviews

Name: Credit Card
Rating: 3.18 (182 reviews)

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2.73

Based on 182 reviews, last reviewed 24th Jan 2025

100% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

42%

12%

36%

Latest highest rating:

5

Straight forward company. Straight forward company. App works well. reasonable offer rates. Reviewed on: 1st November 2024

Latest lowest rating:

1

Confusing & infuriating application process, nightmare. Went through the application process for 0% balance transfer; total nightmare! Difficult to understand the questions regarding options concerning "min... Read more Reviewed on: 24th January 2025

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About this product

MBNA (a Bank of American company) is a leading supplier of credit cards in the UK. With a range of credit cards to choose from (including balance transfer cards, reward cards and charity cards), reading MBNA Credit Card reviews can help you to find out what other consumers are saying about MBNA. You can write your own MBNA credit card review at Smart Money People by clicking the write review button.

MBNA Credit Card reviews (182)

Review of the MBNA, Credit Card:

Bombarded

I took out this out as my first credit card, as the sign up bonus was quote good. I didn't use it much but this didn't stop them sending me endless amounts of post re: balance transfer offers and other cards which i did not need at all. I got so annoyed with all of this spam I got another card and closed this one (which was a convoluted process in itself) and would never use them again. Reviewed on: 14th June 2016

BRUTAL customer service waits.

I've called four times and never reached a human in less than 30 mins. Tonight I waited 40 mins until 7:01, only to have them tell me I needed to call back before 7pm. So frustrating. Reviewed on: 11th October 2023

Instant service

I called MBNA today expecting to have to work my was through an automated system, choosing various options. I made one selection and I was put through to assistant immediately. The service was quick and uncomplicated. Very impressed. Reviewed on: 12th August 2023

A very easy company to deal with.

Whenever I've needed money for a project. MBNA have always cone up trumps to help me out. Reviewed on: 13th July 2023

Worst Company

Worst customer service ever. The CEO has to be offed asap. Reviewed on: 13th July 2023

Report Stolen Card

Trying to report stolen card? Website says call us immediately? I have been on hold for over 1 1/2 hours while someone is using the stolen card. Just Stupid! Reviewed on: 13th July 2023

Reminders are so helpful.

The various reminders to pay and the amount, plus giving plenty notice followed by a further reminder have been so very helpful when trying to make the most use of my finances and paying the credit card on time but not too soon. Reviewed on: 12th July 2023

Automatic reminders to pay is so helpful.

I find the automatic reminders to pay are very helpful, then if still not actioned another reminder is sent and when I have paid I receive an instant acknowledgement. All gives great peace of mind, especially during this cost of living crisis. Reviewed on: 10th June 2023

Easy to understand, no nonsense

I've had an MBNA Credit card for quite a few years now and found dealing with MBNA to be very easy. The Credit limit for the card is very low by comparison to others, however it's a reasonable interest rate and the MBNA app makes it very easy to manage everything in an easy to understand, no nonsense fashion. I have only contacted MBNA customer services in relation to a personal loan but they were very helpful and friendly when I spoke to them. I would recommend MBNA with family and friends but be mindful that the credit limits offered do seem to be lower by comparison to other companies. Reviewed on: 2nd June 2023

Helpful

Been with MBNA for years. Always helpful when you have a query Reviewed on: 2nd June 2023

Helpful business with good rates

Very helpful when trying to refinance some debts with a good interest rate Reviewed on: 1st June 2023

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