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Monzo: Current Account reviews

4.92
Based on 17,142 reviews, last reviewed 18th Apr 2025
36683% increase in 5 star reviews
in the past 90 days
250% increase in 1 star reviews
in the past 90 days
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1%

Latest highest rating:

5

Good communication from employees Good communication from employees Reviewed on: 18th April 2025
Neil R's avatar
Neil R

Latest lowest rating:

2

Tried monzo cuz everyone was talking about it but my... Tried monzo cuz everyone was talking about it but my onboarding got stuck and then app crashed on completion Reviewed on: 18th April 2025
Keneth k's avatar
Keneth k

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17142)

Review of the Monzo, Current Account:

A Great All-In-One bank, all in the Palm of your Hand

5
I am a Premium Current Account holder, a Joint Account Holder, I also use the Investment Platform, I have a loan, I use their Flex Credit Card and their Instant Access savings accounts. So I think I am using pretty much everything they offer outside of a Business Account, which I would use if I had a business! I don't have a lot of money, but Monzo make it easy for me to track and keep on top of the small amount I do have. And they give me the tools to get better. I earn great interest and I earn a bit more through my investment. It's tiny, but it grows consistently by around 6-7%! I love that I can see everything in one account. My mortgage with another provider, a run down of my investments and how my money grows and changes on a daily basis. The loan was easy to manage and also easy to pay off early. The Flex credit card is great, with the range of payment options, and they constantly improve it. When I first started using it, you had to pay off the first instalment immediately, which often defeated the purpose of it, but they changed that based on feedback. Reviewed on: 12th March 2024

Good communication from employees

5
Good communication from employees Reviewed on: 18th April 2025

Love the current account used them for years.

5
Love the current account used them for years. Fast, easy to access, love the new products introduced all the time Reviewed on: 18th April 2025

Brilliant, monzo is so easy to use.

5
Brilliant, monzo is so easy to use. Considering so many branches are closing for other banks I enjoy the ease of being able to do all my banking needs from an app. Reviewed on: 18th April 2025

Easy user interface, excellent holiday card

5
I like the easy user interface, and how easy they make using my card abroad. Reviewed on: 18th April 2025

Useful for day to day activities

5
Simple and easy to use. Great app and many options available for all kind of financial situations. I like the additional benefits for saving and investing Reviewed on: 18th April 2025

Tried monzo cuz everyone was talking about it but my...

2
Tried monzo cuz everyone was talking about it but my onboarding got stuck and then app crashed on completion Reviewed on: 18th April 2025

Account gets locked and can't access money when needed.

1
Account gets locked and can't access money when needed. Resolution takes time Reviewed on: 18th April 2025

Don't get the hype anymore about the monzo.

1
Don't get the hype anymore about the monzo. Transfer are quite slow even domestically done Reviewed on: 18th April 2025

excellent

5
Nothing comes near to what monzo provides Reviewed on: 18th April 2025

Great app, easy to use, wished the perks were better

4
Great app, easy to use, wished the perks were better Reviewed on: 18th April 2025

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