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Monzo: Current Account reviews

4.92
Based on 15,547 reviews, last reviewed 4th Mar 2025
7478% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Best bank ever - built for the modern world Best bank ever - built for the modern world Reviewed on: 4th March 2025
rdougs77's avatar
rdougs77

Latest lowest rating:

1

No Longer Trustworthy or Reliable I switched to Monzo for full banking, drawn in by the promises of a modern, trustworthy service. In the past, I believed they were a forward-thinking ... Read more Reviewed on: 17th February 2025
Matthew C's avatar
Matthew C

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (15547)

Review of the Monzo, Current Account:

Not bad at all

3
Great benefits, but still get charges for use Reviewed on: 14th November 2018

A quick and easy application process with clear info...

5
A quick and easy application process with clear information and instructions. Reviewed on: 26th February 2025

Great bank

5
The Monzo app is very easy to use with some great features. Excellent for using overseas as well. The ability to to save "round up" amounts into a separate savings account is excellent as well. Transactions are also extremely up to date, usually appearing instantaneously - handy for having an accurate balance Reviewed on: 26th February 2025

I find it easy to manage my account via the...

5
I find it easy to manage my account via the app Reviewed on: 26th February 2025

Smooth and easy to use app with all easy features...

5
Smooth and easy to use app with all easy features Reviewed on: 26th February 2025

Monzo money management made easy

5
Monzo just works - really painless to use, feels like money and with pots gaining interest I can put money aside for all the things that happen in a year. I can put money aside for holidays etc and know I can afford it. It has seriously helped me avoid getting into debt. Reviewed on: 26th February 2025

Top app, customer service is good.

5
Top app, customer service is good. Reviewed on: 26th February 2025

The 1p Saving Challenge

5
The 1p Saving Challenge is a great way to start saving. Reviewed on: 26th February 2025

Easy to set up, easy to manage

4
The account is easy to set up, and also easy to manage by using the mobile application. Contact them can use their chat function on the mobile application. chat Reviewed on: 26th February 2025

Awful company

4
The customer service isn't good? Reviewed on: 26th February 2025

I swapped from a 'bricks and mortar' bank to Monzo...

5
I swapped from a 'bricks and mortar' bank to Monzo a few years ago and at first I was apprehensive about using Monzo as my main and only current account with it being online only but now I couldn't go back to a traditional bank! I have encountered issues when purchasing items in the past and had to report through my account and customer service responded almost instantly to my queries. Reviewed on: 26th February 2025

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