Write a review

Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17171 reviews)

View other Monzo products

4.92

Based on 17,171 reviews, last reviewed 23rd Apr 2025

37100% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I've used Monzo for years and think it's fantastic. I've used Monzo for years and think it's fantastic. I've had a joint account and it's a fast, modern and efficient way to bank. Reviewed on: 23rd April 2025

Latest lowest rating:

1

Unable to even open an account because I don't have... Unable to even open an account because I don't have any photo identification (I can't afford to get a passport or even get my provisional and start le... Read more Reviewed on: 23rd April 2025

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17171)

Review of the Monzo, Current Account:

Monzo is so easy and helps you keep track

Monzo is so easy to use and lets you set spending goals, and saving pots. Reviewed on: 30th January 2022

Love the current account used them for years.

Love the current account used them for years. Fast, easy to access, love the new products introduced all the time Reviewed on: 18th April 2025

Brilliant, monzo is so easy to use.

Brilliant, monzo is so easy to use. Considering so many branches are closing for other banks I enjoy the ease of being able to do all my banking needs from an app. Reviewed on: 18th April 2025

Easy user interface, excellent holiday card

I like the easy user interface, and how easy they make using my card abroad. Reviewed on: 18th April 2025

Useful for day to day activities

Simple and easy to use. Great app and many options available for all kind of financial situations. I like the additional benefits for saving and investing Reviewed on: 18th April 2025

Tried monzo cuz everyone was talking about it but my...

Tried monzo cuz everyone was talking about it but my onboarding got stuck and then app crashed on completion Reviewed on: 18th April 2025

Account gets locked and can't access money when needed.

Account gets locked and can't access money when needed. Resolution takes time Reviewed on: 18th April 2025

Don't get the hype anymore about the monzo.

Don't get the hype anymore about the monzo. Transfer are quite slow even domestically done Reviewed on: 18th April 2025

excellent

Nothing comes near to what monzo provides Reviewed on: 18th April 2025

Great app, easy to use, wished the perks were better

Great app, easy to use, wished the perks were better Reviewed on: 18th April 2025

Genius and Simple

Added security, Gambling Block, are we calling you, are truly genius innovations. Investments, pensions, mortgage, everything couldn't be simpler. I have other bank accounts that use complicated language and difficult flows to offer relatively simple features. Not Monzo Reviewed on: 17th April 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Unizest 2.60 from 2 reviews
Standard Current Account
from Ulster Bank 3.60 from 34 reviews
Reward Platinum Account
from NatWest 4.78 from 443 reviews

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub