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Nationwide: Fixed Rate Mortgage reviews

4.26
Based on 174 reviews, last reviewed 7th Sep 2024
25% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
71%
See only 4 star reviews
11%
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6%
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1%
See only 1 star reviews
11%

Latest highest rating:

5

Great bank, so no surprise the mortgages are good too Been with Nationwide for accounts and savings and enjoyed it. See my bank account review for them. So when it came to getting a mortgage, it was likel... Read more Reviewed on: 7th September 2024
Richard P's avatar
Richard P

Latest lowest rating:

1

A Harsh Lesson in Discrimination Against Caregivers... A Harsh Lesson in Discrimination Against Caregivers and disabilities. I am writing this review with deep disappointment and absolute frustration after... Read more Reviewed on: 15th August 2024
Ian G's avatar
Ian G

About this product

Nationwide is a building society that offers a range of financial services, including mortgages. A fixed rate mortgage will have a set interest rate for a certain amount of time, often between two and five years, sometimes even ten. Make sure you’re confident you understand the Ts and Cs and always consult the lender or an independent advisor if you have any questions.

Buying a home is a big financial decision, so finding the right mortgage is important. We collect Nationwide fixed rate mortgage reviews to give you valuable insight into the lender and product.

Find out what homeowners have to say about Nationwide’s fixed rate mortgage. Learn why they chose Nationwide as their mortgage lender and how satisfied they’ve been throughout their mortgage term. Read about the application process and how supportive Nationwide was. Discover the perks of being a Nationwide member. Browse through our Nationwide fixed rate mortgage reviews to find the ones most helpful to you.

Did Nationwide help you buy your dream home? Share your honest opinions about the fixed rate mortgage with our Smart Money People community. Would you recommend the product to family and friends? Were you satisfied with the support provided throughout your application process? Did you encounter any problems with your application, and if so, how well were they dealt with? Whether good or bad, write an honest Nationwide fixed rate mortgage review today. Together, we can help people like you make better financial decisions.

Nationwide Fixed Rate Mortgage reviews (174)

Review of the Nationwide, Fixed Rate Mortgage:

Great bank, so no surprise the mortgages are good too

5
Been with Nationwide for accounts and savings and enjoyed it. See my bank account review for them. So when it came to getting a mortgage, it was likely to be Nationwide. They were actually the 3rd cheapest option for us, but we still went with them as we both had good experiences with them. The mortgage allows overpayments, a choice of how it's processed, and only takes £500 to trigger (much less than a previous mortgage I had). They also base the overpay limit on the original mortgage value, not the current; allowing you to pay more without hitting a penalty. Reviewed on: 7th September 2024

Good service and rates

5
Good, efficient service from Nationwide. The process for applying for the mortgage was easy with various rates on offer. Reviewed on: 26th November 2017

excellent service

5
Can't praise Nationwide enough for their mortgage offer they made us. Reviewed on: 17th November 2017

Responsible lending, Truly

5
After applying for a new mortgage to move home my wife and I felt that we would have no problems with both having excellent credit scores. Nationwide actually surprised us by not just handing money out straight away. There was a number of questions they asked that made us evaluate all of our spending. The mortgage was agreed but how we look at our spending has changed. Thank you. Reviewed on: 16th November 2017

easy to set up fleixble

5
Very easy to set up, very friendly staff, lots of flexible options Reviewed on: 15th November 2017

Helpful and great knowledge

5
Arranging a mortgage was very straight forward with the in branch mortgage advisor. His knowledge was very good and I also like the app details of the mortgage rates, layout, and current balance. Reviewed on: 8th November 2017

Nationwide 2 year fixed rate mortgage

3
Could of done better by not asking for documents that were already submitted twice, notes left on system were not read so agents kept on asking for the same documentation. Slowed down application Reviewed on: 7th November 2017

Great rates and good online.

4
I took a Nationwide mortgage on the recommendation of a financial adviser. Twice. I cannot fault them, and when the account automatically linked with my online banking it seemed hard to fault. To date I've not had to contact Nationwide directly about my Mortgage, but they've always been top-notch for general banking, so can't see why a Mortgage would be any different. Reviewed on: 1st July 2017

Like a local company

5
Have been with nationwide for years for our mortgage and their rate has always remained competitive. They offer a nice mix of online service but you can pop in for more information depth queries. They look after their existing customers well. Reviewed on: 29th June 2017

Such an abysmal experience

1
The customer service has just been appalling. Very lax with security and data protection. Horrible follow up and unreasonably high ERCs Reviewed on: 29th June 2017

That extra mile

5
Was overall a really smooth and simple process for setting up my mortgage funds were there on time and also the day I got the keys I had a delivery of a gift box which was very nice and came in handy. Thanks Reviewed on: 23rd June 2017

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