Smart Money People Logo

Nationwide: Fixed Rate Mortgage reviews

4.26
Based on 174 reviews, last reviewed 7th Sep 2024
25% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
71%
See only 4 star reviews
11%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
11%

Latest highest rating:

5

Great bank, so no surprise the mortgages are good too Been with Nationwide for accounts and savings and enjoyed it. See my bank account review for them. So when it came to getting a mortgage, it was likel... Read more Reviewed on: 7th September 2024
Richard P's avatar
Richard P

Latest lowest rating:

1

A Harsh Lesson in Discrimination Against Caregivers... A Harsh Lesson in Discrimination Against Caregivers and disabilities. I am writing this review with deep disappointment and absolute frustration after... Read more Reviewed on: 15th August 2024
Ian G's avatar
Ian G

About this product

Nationwide is a building society that offers a range of financial services, including mortgages. A fixed rate mortgage will have a set interest rate for a certain amount of time, often between two and five years, sometimes even ten. Make sure you’re confident you understand the Ts and Cs and always consult the lender or an independent advisor if you have any questions.

Buying a home is a big financial decision, so finding the right mortgage is important. We collect Nationwide fixed rate mortgage reviews to give you valuable insight into the lender and product.

Find out what homeowners have to say about Nationwide’s fixed rate mortgage. Learn why they chose Nationwide as their mortgage lender and how satisfied they’ve been throughout their mortgage term. Read about the application process and how supportive Nationwide was. Discover the perks of being a Nationwide member. Browse through our Nationwide fixed rate mortgage reviews to find the ones most helpful to you.

Did Nationwide help you buy your dream home? Share your honest opinions about the fixed rate mortgage with our Smart Money People community. Would you recommend the product to family and friends? Were you satisfied with the support provided throughout your application process? Did you encounter any problems with your application, and if so, how well were they dealt with? Whether good or bad, write an honest Nationwide fixed rate mortgage review today. Together, we can help people like you make better financial decisions.

Nationwide Fixed Rate Mortgage reviews (174)

Review of the Nationwide, Fixed Rate Mortgage:

Great bank, so no surprise the mortgages are good too

5
Been with Nationwide for accounts and savings and enjoyed it. See my bank account review for them. So when it came to getting a mortgage, it was likely to be Nationwide. They were actually the 3rd cheapest option for us, but we still went with them as we both had good experiences with them. The mortgage allows overpayments, a choice of how it's processed, and only takes £500 to trigger (much less than a previous mortgage I had). They also base the overpay limit on the original mortgage value, not the current; allowing you to pay more without hitting a penalty. Reviewed on: 7th September 2024

Easy process and lovely staff.

5
Easy process and lovely staff. Improvements to the app are fantastic. Never had any problems at all. Branch staff are great Reviewed on: 25th March 2024

Best deal on our mortgage.

5
I currently have my mortgage with Nationwide, and have just renewed with them, as their deal was still the best. I’ve also had current and savings accounts with Nationwide, and always found them to have excellent customer service, whenever I’ve needed them - e.g. when I had to report some suspected fraudulent activity on my account, they were very responsive and extremely helpful. I also love being with a building society, rather than a bank, as they’re much more ethical. Reviewed on: 20th March 2024

Renewing my mortgage was simple and hassle free

5
I thought having to renew my mortgage was going to be a real hassle but Nationwide made sure it was a simple, stress-free process. They provided lots of options which ensured I could choose what worked best for me, while being very competitive in terms of rates and fees. I like the ethos behind Nationwide which is effectively owned by it's members with it being a building society, allowing members to have a say in the governance process. Nationwide customer service is first rate as well and with the company keeping in person branches open they really do demonstrate they value customers. Reviewed on: 18th March 2024

Very positive experience with Nationwide and my fixe...

5
Very positive experience with Nationwide and my fixed interest mortgage. Reviewed on: 29th February 2024

Our advisor was excellent and very kind and efficint

5
Our advisor Rosie Duncan was excellent and efficient Reviewed on: 15th February 2024

Nationwide

3
Never had any problems, would recommend Reviewed on: 28th August 2023

No problem mortgage

5
Had a mortgage with Natwest for 5 years and about to switch to another product with them. Very happy with them, despite the rate increase Reviewed on: 5th June 2023

Great for first time buyers

3
Nationwide had the best mortgage offer for us as first time buyers. We’ve had no problem with payments and can see out balance easily in the app. Reviewed on: 1st June 2023

Best Late Life Mortgage deal.

5
I luckily took out a re-mortgage of my home with Nationwide. There were no fees payable such as survey fees, application fees, none at all. And I got an interest rate below 4% before rates started to increase a few months back. I checked out several providers of late life mortgages but all the others charged various fees. Nationwide was the only lender I found which was fee free. Reviewed on: 1st June 2023

Happy with my experience

4
I really need with this bank several times now with my mortgage and every time I've always been happy with the interest rate and fixed time I have searched around and found these the top people to use for me Reviewed on: 1st April 2023

Do you have a different Nationwide product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

There's still more to see!

Nationwide has a range of products available. Check the ratings of each product to find the right one for you. View all products