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Nationwide: Fixed Rate Mortgage reviews

Name: Fixed Rate Mortgage
Rating: 4.32 (174 reviews)

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4.26

Based on 174 reviews, last reviewed 7th Sep 2024

25% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

71%

11%

Latest highest rating:

5

Great bank, so no surprise the mortgages are good too Been with Nationwide for accounts and savings and enjoyed it. See my bank account review for them. So when it came to getting a mortgage, it was likel... Read more Reviewed on: 7th September 2024

Latest lowest rating:

1

A Harsh Lesson in Discrimination Against Caregivers... A Harsh Lesson in Discrimination Against Caregivers and disabilities. I am writing this review with deep disappointment and absolute frustration after... Read more Reviewed on: 15th August 2024

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About this product

Nationwide is a building society that offers a range of financial services, including mortgages. A fixed rate mortgage will have a set interest rate for a certain amount of time, often between two and five years, sometimes even ten. Make sure you’re confident you understand the Ts and Cs and always consult the lender or an independent advisor if you have any questions.

Buying a home is a big financial decision, so finding the right mortgage is important. We collect Nationwide fixed rate mortgage reviews to give you valuable insight into the lender and product.

Find out what homeowners have to say about Nationwide’s fixed rate mortgage. Learn why they chose Nationwide as their mortgage lender and how satisfied they’ve been throughout their mortgage term. Read about the application process and how supportive Nationwide was. Discover the perks of being a Nationwide member. Browse through our Nationwide fixed rate mortgage reviews to find the ones most helpful to you.

Did Nationwide help you buy your dream home? Share your honest opinions about the fixed rate mortgage with our Smart Money People community. Would you recommend the product to family and friends? Were you satisfied with the support provided throughout your application process? Did you encounter any problems with your application, and if so, how well were they dealt with? Whether good or bad, write an honest Nationwide fixed rate mortgage review today. Together, we can help people like you make better financial decisions.

Nationwide Fixed Rate Mortgage reviews (174)

Review of the Nationwide, Fixed Rate Mortgage:

Great bank, so no surprise the mortgages are good too

Been with Nationwide for accounts and savings and enjoyed it. See my bank account review for them. So when it came to getting a mortgage, it was likely to be Nationwide. They were actually the 3rd cheapest option for us, but we still went with them as we both had good experiences with them. The mortgage allows overpayments, a choice of how it's processed, and only takes £500 to trigger (much less than a previous mortgage I had). They also base the overpay limit on the original mortgage value, not the current; allowing you to pay more without hitting a penalty. Reviewed on: 7th September 2024

Good value

Our fixed rate mortgage was very good value for money online 5 years ago and they have been great with switching to a new deal this year which hasn't been a scary increase. Lots of good offers, online banking means we've been able to manage over payments with Reese when we could afford it. Nationwide are always sending useful information about new products broader banking issues, situations nationally. Reviewed on: 9th March 2023

Best mortgage options

Nationwide was our Best choice, financially, when we bought our first home and they've been brilliant ever since. We've recently setup a new 5 year fixed mortgage with Nationwide after the previous two year fixed rate deal expired and the application process was very smooth and hassle-free. Accessing the mortgage online has also been super easy and setting up extra payments via Strive has been problem free (so far). Reviewed on: 7th March 2023

great banking service

Have been with Nationwide for a few years now and as a member I have been offered great rates when it came to renewing my fixed rate mortgage. Excellent offer and easy to accept. Reviewed on: 28th February 2023

Great service

Setting up our mortgage was easy and fast using online forms and great email communication throughout to ensure we were kept up to date on progress Reviewed on: 28th February 2023

No better choice

Customer service is always excellent. Never sat waiting on the end of a phone for long if we have to call. Most things can be done online & or via the app. Happy in the knowledge they are sensible lenders & wont let you over commit & always have plenty of options to consider. The flexibility of the product is good in terms of over payments, payment holidays etc. the only disappointing aspect is over payments can no longer be borrowed back in a lump some, which was a great feature on some of their previous products. Reviewed on: 28th February 2023

Great provider

Great rates and very easy to deal with. Reviewed on: 28th February 2023

Great mortgage

Nationwide were very helpful in setting up a mortgage, and were also helpful in setting up a second mortgage for home improvements. Reviewed on: 28th February 2023

easy to work with

Nationwide are a great company to have a mortgage with. Easily accessible and helpful at all times. Reviewed on: 19th February 2023

First time buy

It is good I have seen on the nationwide website and visited bank aswell I was so satisfied with services and offers for first time buy. Reviewed on: 18th February 2023

Easily manageable mortgage

Love the fact my mortgage is manageable from the banking app. The rates were also very competitive and is one of the main reasons we chose nationwide. Reviewed on: 16th February 2023

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