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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50685 reviews)

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4.91

Based on 50,685 reviews, last reviewed 15th Jun 2025

1831400% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

The only way I pay for anything online! The only way I pay for anything online! I’ve had such a good experience with them helping me get refunds, so easy and reliable. I also use the “pay la... Read more Reviewed on: 15th June 2025

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50685)

Review of the PayPal, PayPal Credit:

Fantastic Credit..Unreasonable APR %

On the whole I think PayPal is fantastic, because they have always allowed me to pay for things that I otherwise couldn’t have. However, the interest rates have always seemed unreasonably high, and the fact that they change without so much as a mention to the consumer, is a malicious practice I feel. Reviewed on: 26th May 2025

Paypal credit

Easy to apply fast decision Variety of online retailers to use Reviewed on: 12th June 2025

Great visibility and flexibility

Offers customers a flexible and affordable series of payment options which benefit both sellers and customers. Highly valued provider coupled with excellent availability, my "go to" provider. Reviewed on: 12th June 2025

So far, so brilliant.

So far, so brilliant. I have been using Paypal over 5 years now and I have no qualms and issues unresolved. So far, so brilliant. Reviewed on: 12th June 2025

Great app

The app works very well and the payment and credit options are very good. Reviewed on: 12th June 2025

I like the benefits of been able to spread the cost...

I like the benefits of been able to spread the cost in to 3 with 0% interest free, this really has helped me out but I do miss the old PayPal where you could purchase an item and pay back 6 months later @ 0% interest and also you had split in to 4 which has also sadly gone. Reviewed on: 12th June 2025

Easy to use and safe

I have enjoyed using PayPal for easy transactions for peace of mind also using PayPal credit is great for the bank balance Reviewed on: 12th June 2025

Super easy to use!

Super easy to use! All works seamlessly! Reviewed on: 12th June 2025

PayPal is really useful.

I have used PayPal for years. It is always useful for me when I run out of funds to use the PayPal credit service. Reviewed on: 12th June 2025

Easy to use and quick response.

Easy to use and quick response. I will always recommend PayPal credit. Reviewed on: 12th June 2025

The convenience is fantastic but the customer servic...

The convenience is fantastic but the customer service is patchy. I don't like the credit statements. Not set out well- everything should be there at a glance- the same as every other financial institution. Reviewed on: 12th June 2025

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