Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50511 reviews)

View other PayPal products

4.91

Based on 50,511 reviews, last reviewed 8th Jun 2025

1816100% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal is simple and effective. Paypal is simple and effective. Intuitive software both on desktop and mobile with seamless integration to payment platforms. Security always seems up... Read more Reviewed on: 8th June 2025

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50511)

Review of the PayPal, PayPal Credit:

Just think there a really good company use PayPal mo...

Just think there a really good company use PayPal mostly when i shop on line as its safe never no problems. Reviewed on: 24th May 2024

Paypal is simple and effective.

Paypal is simple and effective. Intuitive software both on desktop and mobile with seamless integration to payment platforms. Security always seems up to scratch which instills confidence Reviewed on: 8th June 2025

Have used PayPal credit on a few occasions now when...

Have used PayPal credit on a few occasions now when needed - easy to apply for, very simple process for repayments, good notification system to remind you when things are due to be paid. There is always a reminder in advance to allow for time to organise the repayment. Reviewed on: 8th June 2025

PP No:1 For Safeguarding Your Account

I’ve had to raise a few disputes with PP all with excellent results but there is one that stands out when I was scammed of a substantial amount of money, PP true to their word were very compassionate and resolved my problem, I was so grateful as this was such an upsetting experience, and never thought I’d see my monies again, I’d always recommend PP the safest way to send money and you are safeguarded. Reviewed on: 8th June 2025

Easy, no hassle service, always available when needed!

Easy, no hassle service, always available when needed! Money, crypton in one place. Reviewed on: 8th June 2025

Excellent throughout and easy to make and receive pa...

Excellent throughout and easy to make and receive payments. Reviewed on: 8th June 2025

Very useful and powerful credit tool

Great flexibility with a choice of either pay monthly options or similar to a normal credit card (many of which are 0% which is fantastic). I also like how it is a checkout option at many websites and the process is seamless. Only thing I wish you could do, is manually update your income so your limit can be updated accurately; there isn’t an option to do it, and I couldn’t update it through customer services either. I had a low income when I first signed up to PayPal, and this continues to affect my PayPal credit limit. Reviewed on: 8th June 2025

Always very helpful.

Always very helpful. Great staff. Never any bother when asking for help. Reviewed on: 8th June 2025

Flexible, reliable.

Flexible, reliable. Easy options at checkout. Also, easy to talk to a human when (admittedly, rarely) there was a need. Reviewed on: 8th June 2025

Easy and convenient to use.

Easy and convenient to use. Safe and secure to use online. Never had any issues. Reviewed on: 8th June 2025

Pay pal is such a versatile Payment system it’s easy...

Pay pal is such a versatile Payment system it’s easy to use and the options for paying back the credit is great Reviewed on: 8th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Premier Credit Card
from HSBC 3.83 from 20 reviews
Credit Card
from Metro Bank 4.85 from 879 reviews
Credit Card
from first direct 4.07 from 26 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub